Tax-efficient investing

Confidence in your financial future

“I’m looking for tax-efficiency in my portfolio.” 

When it comes to planning for retirement, two of the most important considerations are how taxes impact your assets and the ability to easily assess your portfolio and see a complete retirement picture. Annuities can help you grow your retirement assets while managing the impact of taxes. We make it easy to track and manage your retirement assets across your portfolio.

What is an Annuity?

An annuity is a long-term, tax-deferred vehicle designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

Ways to ensure your retirement plan is tax-efficient

Tax conversations to have with your financial professional

With the announcement of a new national caregiving program, now is an excellent time to revisit your retirement plan with your financial professional and discuss the potential impact of the proposed tax policies, as well as strategies you may want to consider for protecting your assets.

Jackson's Retirement Expense & Income Calculator

This exclusive tool provides a way for you to project expenses in retirement—and to calculate the gap between your income needs in retirement and your guaranteed sources of retirement income. 

your-annuity-benefits your-annuity-benefits

Why Jackson annuities?

Our annuities allow you to focus on one area, or many areas of retirement planning at the same time. Learn about the benefits of annuities and explore our products to find the one that's right for you.

Do these retirement mindsets sound like you?

Is running out of money your #1 concern in retirement?

Having a steady stream of income in retirement is critical to help you live the life you worked hard for. Many types of annuities offer lifetime income—while also protecting what you already have.

Worried about the impact of markets on your retirement nest egg?

It's difficult to balance growth and protection due to market ups and downs. Diversifying your portfolio spreads your wealth around and helps you prepare for risks that are often outside of your control.

Looking for ways to grow your retirement assets?

You've saved and planned for retirement your whole life. Now, how do you make your money work for you? Growing your assets is an important part of enjoying your ideal retirement, and there are many options to help you achieve it.

*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company® or Jackson National Life Insurance Company of New York® and do not apply to the principal amount or investment performance of a variable annuity’s separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company® or Jackson National Life Insurance Company of New York®.

Jackson® is the marketing name for Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and Jackson National Life Insurance Company of New York® (Home Office: (Purchase, New York). Jackson National Life Distributors LLC.

Annuities are issued by Jackson National Life Insurance Company® and in New York by Jackson National Life Insurance Company of New York®. Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.