Are you concerned about maintaining a steady stream of income for the rest of your life? Do thoughts about your own longevity make you worry about your financial plan? Are you hoping to leave something for your loved ones after you’ve passed?
These fears are all valid. We’ve brought together our best resources around creating an income strategy targeting your unique goals - so you can enjoy the retirement you imagined.
The possibility of outliving your assets is known as longevity risk and is still a top concern among retirees. See the latest data on how savers and financial professionals are addressing this fear.
Use our tax deferral* calculator to learn how nonqualified annuities could help reduce tax drag on investments and help achieve your financial goals.
See how you can spread your wealth across a wide range of investment options and even include an add-on benefit as a gift to your loved ones.
As we age, medical expenses and healthcare typically increase. Explore your options for Medicare, long-term care, health savings accounts, and more.
It’s the question on everyone’s mind these days. The good news is with a little intentionality, there are ways to create a retirement plan that makes you feel confident.
Take inventory with an interactive tool designed to give you insight into the impact that stress can have on your retirement.
Follow an interactive assessment and discover ways to connect your interests and hobbies to new activities in retirement.
Learn how to avoid potential threats to your financial security and determine if your plan is ready to support the retirement you deserve.
Annuities are long-term, tax-deferred vehicles designed for retirement and are insurance contracts. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on living benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity and may be subject to conditions and limitations. There is no guarantee that a variable annuity with an add-on living benefit will provide sufficient supplemental retirement income.
*Tax deferral offers no additional value if an IRA or a qualified plan, such as 401(k), is used to fund an annuity and may be found at lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.
An annuity can provide an income stream that lasts as long as you do – and also allow you to provide for your loved ones even after you’re gone.
Planning for retirement is a journey. Learn about the other common pain points that investors are concerned about as they plan for retirement and the strategies that can help you feel prepared.
Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer's individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.
Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.