Registered index-linked annuities

What is a registered index-linked annuity?

A registered index-linked annuity (RILA), which is an insurance contract, gives you the choice of how to prioritize your growth opportunities while limiting the amount of loss you're willing to take on. You choose from multiple index options, protection levels, and other ways to achieve your potential growth.

Our registered index-linked annuities are designed to:

Grow your assets

You can take advantage of the tax-deferred* growth potential that is measured by the return of a market index. 

Protect your principal

Determining the level of protection you need may help cover you during small or large market downturns.

Flex when needed

Multiple options to customize how you grow your money for retirement.

A registered index-linked annuity is a long-term, tax-deferred vehicle designed for retirement. It is an insurance contract that is subject to investment risk, its value will fluctuate, and loss of principal is possible. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

How our annuities can work for your retirement

Check out these videos to learn more about how our annuity products can help you prepare for your retirement.

Cookie consent preferences are causing this video to be suppressed. If you wish to view/update these settings visit Do Not Share My Personal Information.

*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

This material is authorized for use only when preceded or accompanied by the current contract prospectus.  Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity.  This and other important information is contained in the current contract prospectus at for the Jackson Market Link Pro prospectus, for the Jackson Market Link Pro II prospectus, for the Jackson Market Link Pro Advisory prospectus or for the Jackson market Link Pro Advisory II prospectus.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.

Withdrawals may be subject to withdrawal charges or market value adjustments (MVA) and the Interim Value calculation may apply.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company.

Indexes are unmanaged and unavailable for direct investment. The payment of dividends is not reflected in the index return.

Registered index-linked annuities (contract form numbers RILA280, RILA280-CB1, RILA282, RILA282-CB1, RILA285, RILA285-FB1, RILA287, RILA287-FB1, RILA290, RILA290-CB1, RILA292, RILA292-CB1, RILA295, RILA295-FB1, RILA297, RILA297-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges or market value adjustments. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.

Jackson® is the marketing name for Jackson Financial Inc. and Jackson National Life Insurance Company® (Home Office: Lansing, Michigan).

Firm and state variations may apply. Additionally, products may not be available in all states.