RIA & Wealth Managers

Fee-based annuity products for the unique needs of your RIA firm and clients

Strategies designed with your fiduciary business model in mind

Making it easier to do business

Concerned about product complexity? We've got you covered. Our fully licensed concierge team* is ready to help simplify your experience with an easy digital documentation and submission process.

Integration with your practice

Wealth managers like you require the expertise and strategic alliances we bring to seamlessly integrate systems with your technology platforms.

Planning tools for your journey

With industry-leading financial planning and wealth management technology solutions, you can easily and effectively showcase the impact annuities could have on your client’s retirement plan.

Fee-based annuity solutions

As a fiduciary financial advisor, you can help your clients with wealth accumulation and preservation, tax mitigation, wealth transfer, income generation, and risk assessment strategies.

Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on living benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity and may be subject to conditions and limitations.

Investment advisor registration made easy

Establishing your business at Jackson has never been easier. Register now to take advantage of the RIA & Wealth Manager's digital experience.
 

Advisory annuity analysis

Your clients may have annuity contracts that no longer align with their financial goals and objectives, and the modernization of annuity products provides opportunities to take advantage of features and benefits previously unavailable. Jackson’s RIA Consultants can provide a complimentary annuity analysis to ensure existing annuity contracts are consistent with the holistic financial plan and allow you to add value by advising on the underlying investments.

Benefits include:

Potential cost

reduction

Opportunity for

tax-deferred growth

Customized guaranteed

income options

Add-on Return of Premium

death benefit

Resources to help with your business

Explore our wide array of educational material and client conversation resources.

Resource library

Explore our value-added content, third-party resources, and white papers.

Client educational material

View our library of recent articles and insights so you can better help your clients pursue their needs, wants, and wishes. 

Well-respected investment managers

Our Jackson National Asset Management® (JNAM)§ team emphasizes the importance of oversight and money-manager selection. Our partnerships include access to institutional share classes from industry-leading investment managers like T. Rowe Price, J.P. Morgan, Capital Group, and Blackrock.**

Investment options

We partner with well-known investment management firms to offer a wide range of investment options, including investments available exclusively to Jackson, through our variable annuity platform.

Investment due diligence

Our investment partners are selected and monitored through a rigorous due diligence process guided by five key criteria known as the PROOF process.

Connect with a consultant

You can connect with our dedicated consultants in many ways. Send us a note and we will get back to you within 24 hours, or contact us at: (800) 711-7397.

Or view our coverage map to connect with a specific consultant.

*The concierge team operates as part of Jackson National Life Distributors LLC (“JNLD”). JNLD is a wholly owned subsidiary of Jackson National Life Insurance Company (collectively, with its affiliates “Jackson”) and distributes annuities issued by Jackson. JNLD’s primary activities involve the distribution of annuities, insurance, and mutual funds issued by Jackson and its affiliates through financial intermediaries. JNLD offers limited brokerage services and makes recommendations to retail investors who are referred to it by fiduciaries such as trust companies and registered investment advisers. JNLD and its concierge team’s financial professionals are not a fiduciary with respect to the recommendations and do not maintain a fiduciary relationship with your clients. JNLD does not make investment decisions for your clients or provide ongoing investment advice, monitor investments, or hold customer accounts or assets. JNLD forwards your client’s product application to Jackson, the insurance carrier. Your client’s investment is held direct by Jackson, not in an account at JNLD. Upon acceptance of the application by Jackson, JNLD’s relationship with your client ends.

Tax deferral offers no additional value if an IRA or a qualified plan, such as 401(k), is used to fund an annuity and may be found at lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

Guarantees are backed by the claims-paying ability of the issuing insurance company.

§Jackson National Asset Management, LLC® (JNAM) is an investment adviser registered with the U.S. Securities and Exchange Commission and is the investment adviser to the “Funds,” which are investment companies (subaccounts) that underlie the Jackson variable products. Nothing contained herein is investment advice nor a solicitation for investment advisory services. JNAM is an affiliate of Jackson National Life Distributors LLC and Jackson National Life Insurance Company.

**The referenced companies are not affiliated with Jackson National Life Distributors LLC.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.

Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These contracts have limitations and restrictions. Contact Jackson for more information.

Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.