At this point in your life, you’re likely not as concerned with growth as you are with avoiding loss. Principal protection becomes your focus. Thankfully, there may be ways to lower your risk and diversify your portfolio using a fixed annuity.
We’ve compiled our best educational resources to help you keep more of your hard-earned money, no matter what the rest of the world is doing.
How can longevity, inflation and volatility impact your retirement income; and what can you do to help?
Use this tool to start a conversation with your financial professional about the tax efficiencies of each of your accounts and the possible financial outcomes.
Looking for principal protection in down markets, the possibility of growing tax-deferred* assets for retirement income, or wanting to leave a legacy? A fixed index annuity may help with these goals.
Moving your money out of the market and into a fixed annuity can help keep your principal protected from market downturns.
Discover the two categories of retirement risk you might face: personal risk and portfolio risk.
Take inventory with an interactive tool designed to give you insight into the impact that stress can have on your retirement.
Follow an interactive assessment and discover ways to connect your interests and hobbies to new activities in retirement.
Learn how to avoid potential threats to your financial security and determine if your plan is ready to support the retirement you deserve.
Fixed Index Annuities are long-term, tax-deferred vehicles designed for retirement, combining the advantages of a traditional fixed annuity with the potential for additional interest linked to the return of an index. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.
*Tax deferral offers no additional value if an IRA or a qualified plan, such as 401(k), is used to fund an annuity and may be found at lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.
Once you retire, covering your day-to-day expenses with savings becomes key. Some of our annuities can help protect your principal and also provide the steady income stream you need.
Planning for retirement is a journey. Learn about the other common pain points that investors are concerned about as they plan for retirement and the strategies that can help you feel prepared.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York and do not apply to the principal amount or investment performance of a variable annuity’s separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.