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Jackson Market Link Pro® Suite
- Overview
- How it Works
- Use the Tool
Help grow your assets.
Seek protection.
Explore the opportunities that can best support your retirement goals.
With Jackson Market Link Pro Suite, there is potential to:
What is the Jackson Market Link Pro Suite?
What is the Jackson Market Link Pro Suite?
It's made up of registered index-linked annuities (RILAs). A RILA is a long-term tax-deferred vehicle designed for retirement. It is subject to investment risk, the value will fluctuate, and loss of principal is possible. A RILA, which is an insurance contract, allows you to choose how you want to prioritize growth opportunities while managing the amount of loss you may assume. Earnings are taxable as ordinary income when distributed, Individuals may be subject to a 10% additional tax for withdrawals before the age of 59 ½ unless an exception to the tax is met.
Add-on benefits may be available for a charge and may be subject to conditions and limitations.
Pursue growth and protection options
See your options to prioritize growth opportunities while managing the amount of loss you're comfortable with.
Help grow your assets
There are six different indexes you can choose from for your investment. Track how each did over the last 10 years to help inform your decision.
Top-performing available indexes
- 2016
- Russell 2000
- 2017
- MSCI EM
- 2018
- Nasdaq-100
- 2019
- Nasdaq-100
- 2020
- Nasdaq-100
- 2021
- S&P 500
- 2022
- Dow Jones
- 2023
- Nasdaq-100
- 2024
- Nasdaq-100
- 2025
- MSCI EM
| Index | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| S&P 500 | 9.54 | 19.42 | -6.24 | 28.88 | 16.26 | 26.89 | -19.44 | 24.23 | 23.31 | 16.39 |
| Dow Jones | 13.42 | 25.08 | -5.63 | 22.34 | 7.25 | 18.73 | -8.78 | 13.70 | 12.88 | 12.97 |
| Russell 2000 | 19.48 | 13.14 | -12.18 | 23.72 | 18.36 | 13.70 | -21.56 | 15.09 | 10.02 | 11.29 |
| MSCI EAFE | -1.88 | 21.78 | -16.14 | 18.44 | 5.43 | 8.78 | -16.79 | 15.03 | 1.15 | 27.89 |
| MSCI EM | 8.58 | 34.35 | -16.63 | 15.42 | 15.84 | -4.59 | -22.37 | 7.04 | 5.05 | 30.58 |
| Nasdaq-100 | 5.89 | 31.52 | -1.04 | 37.96 | 47.58 | 26.63 | -32.97 | 53.81 | 24.88 | 20.17 |
Past performance is no guarantee of future results. Investors are not buying shares of any stock or index and cannot invest directly in an index. The payment of dividends is not reflected in the index return. Other indices may have performed differently during the same periods.
Market observations for available terms
Based on monthly index performances from May 1, 1990 - December 31, 2025
-
1 year
-
3 year
-
6 year
Negative performance
Positive performance
These charts show the number of times gains and losses occurred on a rolling monthly basis from 05/1990 - 12/2025. Total market observations for 1-year term = 417 months.
Hypothetical example: The Jackson Market Link Pro® Suite of annuities has been available since October 2021 (since April 2024 in New York). These examples are not representative of the past or future performance of the Jackson Market Link Pro Suite of annuities. Actual performance may be higher or lower than that shown and may differ due to the caps and rates in the contract and prospectus and level of protection chosen.
| Index | less than -20% | -10.1% to -20% | 0% to -10% | 0% to 10% | 10.1% to 20% | more than 20% |
|---|---|---|---|---|---|---|
| S&P 500 | 22 | 25 | 38 | 100 | 132 | 100 |
| Dow Jones | 12 | 21 | 53 | 129 | 123 | 79 |
| Russell 2000 | 23 | 37 | 64 | 84 | 103 | 106 |
| MSCI EAFE | 26 | 54 | 74 | 94 | 96 | 73 |
| MSCI EM | 52 | 49 | 58 | 71 | 71 | 116 |
| Nasdaq-100 | 42 | 9 | 17 | 75 | 77 | 197 |
Past performance is no guarantee of future results. Investors are not buying shares of any stock or index and cannot invest directly in an index. The payment of dividends is not reflected in the index return. Other indices may have performed differently during the same periods.
Negative performance
Positive performance
These charts show the number of times gains and losses occurred on a rolling monthly basis from 05/1990 - 12/2025. Total market observations for 3-year term = 393 months.
Hypothetical example: The Jackson Market Link Pro® Suite of annuities has been available since October 2021 (since April 2024 in New York). These examples are not representative of the past or future performance of the Jackson Market Link Pro Suite of annuities. Actual performance may be higher or lower than that shown and may differ due to the caps and rates in the contract and prospectus and level of protection chosen.
| Index | less than -20% | -10.1% to -20% | 0% to -10% | 0% to 10% | 10.1% to 20% | more than 20% |
|---|---|---|---|---|---|---|
| S&P 500 | 40 | 14 | 15 | 19 | 19 | 286 |
| Dow Jones | 20 | 24 | 13 | 25 | 37 | 274 |
| Russell 2000 | 23 | 15 | 19 | 28 | 60 | 248 |
| MSCI EAFE | 45 | 27 | 41 | 59 | 65 | 156 |
| MSCI EM | 48 | 58 | 58 | 53 | 38 | 138 |
| Nasdaq-100 | 32 | 9 | 15 | 12 | 13 | 312 |
Past performance is no guarantee of future results. Investors are not buying shares of any stock or index and cannot invest directly in an index. The payment of dividends is not reflected in the index return. Other indices may have performed differently during the same periods.
Negative performance
Positive performance
These charts show the number of times gains and losses occurred on a rolling monthly basis from 05/1990 - 12/2025. Total market observations for 6-year term = 357 months.
Hypothetical example: The Jackson Market Link Pro® Suite of annuities has been available since October 2021 (since April 2024 in New York). These examples are not representative of the past or future performance of the Jackson Market Link Pro Suite of annuities. Actual performance may be higher or lower than that shown and may differ due to the caps and rates in the contract and prospectus and level of protection chosen.
| Index | less than -20% | -10.1% to -20% | 0% to -10% | 0% to 10% | 10.1% to 20% | more than 20% |
|---|---|---|---|---|---|---|
| S&P 500 | 0 | 11 | 32 | 47 | 25 | 242 |
| Dow Jones | 0 | 1 | 23 | 26 | 48 | 259 |
| Russell 2000 | 0 | 0 | 3 | 22 | 39 | 293 |
| MSCI EAFE | 23 | 23 | 29 | 65 | 59 | 158 |
| MSCI EM | 41 | 42 | 38 | 35 | 37 | 164 |
| Nasdaq-100 | 25 | 1 | 1 | 9 | 16 | 305 |
Past performance is no guarantee of future results. Investors are not buying shares of any stock or index and cannot invest directly in an index. The payment of dividends is not reflected in the index return. Other indices may have performed differently during the same periods.
Seek protection for your future
The buffer protection option could help provide a safety net for market downturns—major or minor.
Choose what’s right for you
You’ve allocated your investment. You’ve secured some protection. Now see how different crediting method options can impact your investment.
The flexibility to supplement retirement income
+Income is an add-on benefit, available for an additional cost on some Jackson RILA products, that ensures your annuity income against downturns.
- All other states
- New York only
Product literature
Product literature
This material is authorized for use only when preceded or accompanied by the current contract prospectus. Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity. This and other important information is contained in the current contract prospectus at Jackson.com/ProspectusJMLP2NY for the Jackson Market Link Pro II (New York) prospectus, Jackson.com/ProspectusJMLPA2NY for the Jackson Market Link Pro Advisory II (New York) prospectus, Jackson.com/ProspectusJMLP3 for the Jackson Market Link Pro III prospectus, Jackson.com/ProspectusJMLPA3 for the Jackson Market Link Pro Advisory III prospectus, Jackson.com/ProspectusJMLP4 for the Jackson Market Link Pro 4 prospectus, Jackson.com/ProspectusJMLPA4 for the Jackson Market Link Pro Advisory 4 prospectus, Jackson.com/ProspectusJMLP4NY for the Jackson Market Link Pro 4 (New York) prospectus, or Jackson.com/ProspectusJMLPA4NY for the Jackson Market Link Pro Advisory 4 (New York) prospectus.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.
Impact of withdrawals:
Withdrawals before the end of a term are subject to an interim value adjustment. The interim value adjustment may have a positive or negative impact on the contract value at the end of the term which may be significant.
For Jackson Market Link Pro III and Jackson Market Link Pro 4, withdrawal charges will apply to withdrawals during the withdrawal charge period which will result in reduced contract value. The withdrawal charge schedule is 8%, 8%, 7%, 6%, 5%, 4%, 0%.
For Jackson Market Link Pro Advisory III and Jackson Market Link Pro Advisory 4, a market value adjustment (MVA) will be applied to certain amounts withdrawn or annuitized during the MVA period. The MVA may results in an increase or decrease to amounts removed from the contract. The MVA is not applied in New York.
Owners could see a substantial loss during an index period if the index declines more than the level of downside protection. If an owner does see a substantial loss during an index period, the owner may not be able to participate fully in a subsequent market recovery due to the capped upside potential in subsequent index periods.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
The “S&P 500®” and the “Dow Jones Industrial Average®” (the “Indices”) are products of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Jackson National Life Insurance Company (“Jackson”). S&P®, S&P 500®, SPX®, SPY®, US 500™, The 500™, iBoxx®, iTraxx®, CDX®, The Dow®, DJIA®, and Dow Jones Industrial Average® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Jackson. Jackson's products are not sponsored or sold by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products, nor do they have any liability for any errors, omissions, or interruptions of the Indices.
Jackson Market Link Pro Suite registered index-linked annuities have been developed by Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York. These annuities are not in any way connected or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively the “LSE Group”). FTSE Russell is the trading name of certain LSE Group Companies.
All rights in the Russell 2000 Index vest in the relevant LSE Group company which owns the Index. Russell® is a trademark of relevant LSE Group company and are used by other LSE Group company license.
The Index is calculated by or on behalf of FTSE Fixed Income, LLC or its affiliate, agent, or partner. The LSE Group does not accept any liability to any person arising out of (a) the use of, reliance on or any error in the Index or (b) investment in or operation of Jackson Market Link Pro Suite. The LSE Group makes no claim, prediction, warranty or representation as to the results to be obtained from Jackson Market Link Pro Suite or the suitability of the Index for the purpose to which it is being put by Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York.
Nasdaq®, Nasdaq-100®, Nasdaq-100 Index®, and NDX® are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the "Corporations") and are licensed for use by Jackson National Life Insurance Company® ("Jackson"). The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).
The Product referred to herein is not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such Products or any index on which such Products are based. The Contract contains a more detailed description of the limited relationship MSCI has with Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York and any related Products.
Indexes are unmanaged and unavailable for direct investment. The payment of dividends is not reflected in the index return.
Registered index-linked annuities (contract form numbers ICC24 RILA300, ICC24 RILA300-CB1, ICC24 RILA302, ICC24 RILA302-CB1, ICC24 RILA305, ICC24 RILA305-FB1, ICC24 RILA307, ICC24 RILA307-FB1, ICC25 RILA310, ICC25 RILA310-CB1, ICC25 RILA312, ICC25 RILA312-CB1, ICC25 RILA315, ICC25 RILA315-FB1, ICC25 RILA317, ICC25 RILA317-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract form numbers RILA290NY, RILA290NY-CB1, RILA292NY, RILA292NY-CB1, RILA295NY, RILA295NY-FB1, RILA297NY, RILA297NY-FB1, RILA310NY, RILA310NY-CB1, RILA312NY, RILA312NY-CB1, RILA315NY, RILA315NY-FB1, RILA317NY, RILA317NY-FB1) by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York) and distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges or market value adjustments. Market value adjustments are not applied in New York. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc. Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.
Products and features may be limited by state availability, and/or your selling firm's policies and regulatory requirements (including standard of conduct rules).