Fixed Annuities

Jackson’s Fixed Annuity Products

For more conservative investors, Jackson's fixed annuities offer an attractive, fixed rate of return that also provide the advantages of tax deferral.*

Fixed Annuities

What is an Annuity?

An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Fixed Index Annuities are also referred to as Fixed Annuities with Index Linked Interest in the contract.

*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.

The latest income date or Maturity Date allowed under an annuity contract is the owner’s age 95, which is the required age to annuitize or take a lump sum.

Fixed annuities (ICC19 A520, ICC19 A520-CB1, A700, A710A, A720B, A730C, A740BP, A720B,  A710A, IA300,  are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (A520NY, A520NY-CB1, A720BNY, A740BPNY, IAL-NY 2/99) by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Subsequent premium may be restricted in some states. These products may not be available in all states and state variations may apply. These contracts have limitations and restrictions, including withdrawal charges and possible excess interest adjustments. Jackson issues other annuities with similar features, benefits, limitations, and charges. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.