Fee-based annuity solutions

A new generation of annuities specifically designed for Wealth Managers with options designed to work with their business

The benefits of advisory annuities

A new generation of annuities is designed for a fee-based advisory relationship where you can debit advisory fees from annuity contracts. These products are designed to help clients pursue wealth accumulation and preservation, tax mitigation, wealth transfer, income generation and risk management within the context of a holistic financial plan. 

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Advisory product options

Our fully licensed concierge team can assist your clients with access to our annuity products.






 




Capital
preservation




Growth & protection
opportunities




Income & legacy
benefits


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Growth
potential


Product

MarketProtector
Advisory®
Jackson Market Link
Pro® Advisory II

Perspective
Advisory II®

Jackson Retirement
Investment Annuity®

Product Type

Fixed Index Annuity Registered Index-
Linked Annuity
Variable Annuity Variable Annuity
Features
  • Index-linked
  • Limited upside participation
  • Full downside protection
  • Index-linked
  • Upside participation
  • Partial downside protection
  • Individual investments
  • Model investments
  • No investment restrictions*
  • Institutionally priced funds
  • Individual investments
  • Model investments
  • No investment restrictions*
  • Institutionally priced funds
Add-on 
Benefits
✓ YES ✓ YES§
YES

✓ YES
Core Product
Expense
N/A N/A 0.45% 0.40%
Add-on Benefit
Expense
1.10% - 1.25% 1.45% 0.20% - 2.15% 0.20% - 0.80%

*Select up to a maximum of 99 investments and adjust options or allocations up to 25 times each contract year without transfer fees. To prevent abusive trading practices, Jackson restricts the frequency of transfers among Variable Investment Options, including trading out of and back into the same subaccount within a 15-day period.

A market value adjustment (MVA) may apply to withdrawals from fixed index annuities and registered index-linked annuities. The MVA may result in an increase or decrease to amounts removed from the contract. Additionally, withdrawals from registered index-linked annuities may be subject to an interim value adjustment. The interim value adjustment may have a positive or negative impact on the contract value at the end of the term, which may be significant.

Expense ranges exclude New York products.

§Add-on benefits are not available on Jackson Market Link Pro Advisory II in New York.

Annuities are long-term, tax-deferred vehicles designed for retirement and are insurance contracts. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on living benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity and may be subject to conditions and limitations. There is no guarantee that a variable annuity with an add-on living benefit will provide sufficient supplemental retirement income.

The concierge team operates as part of Jackson National Life Distributors LLC (“JNLD”). JNLD is a wholly owned subsidiary of Jackson National Life Insurance Company (collectively, with its affiliates “Jackson”) and distributes annuities issued by Jackson. JNLD’s primary activities involve the distribution of annuities, insurance, and mutual funds issued by Jackson and its affiliates through financial intermediaries. JNLD offers limited brokerage services and makes recommendations to retail investors who are referred to it by fiduciaries such as trust companies and registered investment advisers. JNLD and its concierge team’s financial professionals are not a fiduciary with respect to the recommendations and do not maintain a fiduciary relationship with your clients. JNLD does not make investment decisions for your clients or provide ongoing investment advice, monitor investments, or hold customer accounts or assets. JNLD forwards your client’s product application to Jackson, the insurance carrier. Your client’s investment is held direct by Jackson, not in an account at JNLD. Upon acceptance of the application by Jackson, JNLD’s relationship with your client ends.

Firm and state variations may apply. Additionally, products may not be available in all states.

Investment advisor registration made easy

Establishing your business at Jackson has never been easier. Register now to take advantage of the RIA & Wealth Manager's digital experience.

 

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Benefits of trust-owned annuities

A trust can benefit from tax deferral,** income protection, and diversified portfolio options. You can find all these features in a trust-owned annuity to serve generations to come.
 

**Tax deferral offers no additional value if an IRA or a qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts. 

Research & insights for Wealth Managers

Service you can depend on

Service you can depend on: Whether you're a financial professional or a client, you can rely on our exceptional customer service standards and user-focused improvements that help reduce the complexity of retirement planning.

Clarity you and your clients deserve

Choose a provider with the financial expertise and superior service that strives to reduce the confusion around retirement planning. 

Connect with a consultant

You can connect with our dedicated consultants in many ways. Send us a note and we will get back to you within 24 hours, or contact us at: (800) 711-7397.

Or view our coverage map to connect with a specific consultant.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your Jackson representative to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York. .  For variable annuities, guarantees do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments. 

The latest income date or Maturity Date allowed under an annuity contract is the owner’s age 95, which is the required age to annuitize or take a lump sum.

For Variable Annuity Products:

Jackson Retirement Investment Annuity® Flexible Premium Variable and Fixed Deferred Annuity (contract form numbers VA730, VA730-FB1, ICC20 VA730 and ICC20 VA730-FB1) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract form numbers VA730NY and VA730NY-FB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Annuities are distributed by Jackson National Life Distributors LLC, member FINRA. This contract has limitations and restrictions. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.

Perspective Advisory II® Flexible Premium Variable and Fixed Deferred Annuity (contract form numbers VA790, VA790-FB1, ICC17 VA790 and ICC17 VA790-FB1) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract form numbers  VA790NY and VA790NY-FB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Annuities are distributed by Jackson National Life Distributors LLC, member FINRA. This contract has limitations and restrictions. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.

For Fixed Index Annuity Products:

Fixed Index Annuities are also referred to as Fixed Annuities with Index Linked Interest in the contract.

Jackson issues other annuities with similar features, benefits, limitations, and charges. Contact Jackson for more information.

MarketProtector Advisory® Individual Modified Single Premium Deferred Fixed Annuity With Index-Linked Interest Option and Market Value Adjustment (contract form numbers FIA265, FIA265-FB2, ICC19 FIA265 and ICC20 FIA265-FB2) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. This product is a fixed annuity that does not participate in any stock or equity investments and has limitations and restrictions, including market value adjustments (may not be applicable in all states). During the Indexed Option Period the annuity's cash withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. For costs and complete details, contact your financial professional or the Company.

All indexes are unmanaged and not available for direct investment. The payment of dividends is not reflected in the index return.

For Registered Index-Linked Annuity Products:

This material is authorized for use only when preceded or accompanied by the current contract prospectus. Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity. This and other important information is contained in the current contract prospectus at, Jackson.com/ProspectusJMLPA2 for the Jackson Market Link Pro Advisory II prospectus,  or Jackson.com/ProspectusJMLPA2NY for the Jackson Market Link Pro Advisory II (New York) prospectus.

Jackson Market Link Pro® Advisory II Single Premium Deferred Registered index-linked annuity (contract form numbers RILA295, RILA295-FB1, RILA297 and RILA297-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract numbers: RILA295, RILA295-FB1, RILA297 and RILA297-FB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York) and distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges or market value adjustments. Market value adjustments are not applied in New York. Jackson issues other annuities with similar features, benefits, limita­tions, and charges. Discuss them with your financial professional or contact Jackson for more information.

Firm and state variations may apply. Additionally, products may not be available in all states. 

Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.