Use the items in this kit to better understand the suitability process and better align the products you select with your clients’ unique needs. We hope you benefit from a more streamlined and user-friendly transaction and more satisfied clients as a result.
Our fixed and fixed index annuities offer you principal protection and can help you leave a lasting legacy for your loved ones or charity of choice through a death benefit.
Product |
Jackson RateProtector® | MarketProtector® Suite |
|---|---|---|
Product Type |
Fixed Annuity | Fixed Index Annuity |
| Features |
|
|
| Add-on Benefits |
NO | ✓ YES |
| Add-on Benefit Expense† |
N/A | 1.10% - 1.25% |
Contact your Jackson team with any questions at (800) 711-7306. |
||
*Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
†Expense ranges exclude New York products.
Annuities are long-term, tax-deferred vehicles designed for retirement. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on living benefits are available for an extra charge and may be subject to conditions and limitations.
Service you can depend on: Whether you're a financial professional or a client, you can rely on our exceptional customer service standards and user-focused improvements that help reduce the complexity of retirement planning.
Choose a provider with the financial expertise and superior service that strives to reduce the confusion around retirement planning.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.
Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York and do not apply to the principal amount or investment performance of a variable annuity’s separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.
The latest income date allowed under the contract is the owner's age of 95, which is the required age to annuitize or take a lump sum.
For Fixed Index Annuities:
Fixed Index Annuities are also referred to as Fixed Annuities with Index Linked Interest in the contract.
Jackson issues other annuities with similar features, benefits, limitations, and charges. Contact Jackson for more information.
Fixed index annuities (contract form numbers: FIA250, FIA250-CB1, ICC19 FIA260, ICC20 FIA260-CB2, FIA260, FIA260-CB2, FIA265, FIA265-FB2, ICC19 FIA265, and ICC20 FIA265-FB2) are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC, member FINRA. These products are fixed annuities that do not participate in any stock or equity investments and have limitations and restrictions, including market value adjustment. During the Indexed Option Period, the annuity's cash withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. For costs and complete details, contact Jackson. Premium payments are flexible in the first contract year only, subject to contract minimums and maximums. Subsequent premiums will remain in a Fixed Account Option until the first Indexed Option Anniversary. No premium payments will be accepted after the first contract anniversary.
All indexes are unmanaged and not available for direct investment. The payment of dividends is not reflected in the index return.
For Fixed Annuities:
Fixed annuities (contract form numbers: ICC19 A520, ICC19 A520-CB1) are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York (contract form numbers: A520NY, A520NY-CB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York) and distributed by Jackson National Life Distributors LLC, member FINRA.. This contract has limitations and restrictions, including withdrawal charges and market value adjustments.
Firm and state variations may apply. Additionally, products may not be available in all states.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.