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    Jackson retirement research center

    We are committed to helping Americans retire with financial security

    We want to help ensure more Americans achieve financial freedom - because they deserve to live the lives they want in retirement. Learning how financial professionals and retirement savers address financial challenges can help investors make informed decisions about their financial futures. 

    This is why Jackson regularly conducts research on topics and generates retirement statistics to understand the saving and spending habits of people in or near retirement, or anyone seeking better outcomes in their financial journeys. 

    10,000 baby boomers

    REACH RETIREMENT AGE EVERY DAY1

    —

    By 2034, Social Security may only pay 77% of benefits

    ACCORDING TO THE 2023 TRUSTEES REPORT2

    — 

    While 54% of non-retirees have savings in a 401k plan and 34% in an IRA

    ONLY 31% VIEW THEIR RETIREMENT SAVINGS PLAN AS ON TRACK3

    security in retirement series in partnership with the center for retirement research at Boston college

    Retirement statistics and analysis addressing longer lifespans

    We partnered with the Center for Retirement Research at Boston College to take an in-depth look at retirement statistics around financial risks impacting the security of American retirement. The first study in this series, Research, Analysis, and Insights on Addressing Longevity Risk, reveals the strategies and pitfalls of how Americans approach funding retirement while living longer. 

     

    Access the key findings

    In-depth reports

    How much do people value annuities and their added features?
    Longevity risk: an essay

    Key topics

    Investor perspective: how much do people value annuities and their added features?
    Investor perspective: do financial professionals recommend annuities?

    Press releases

    Jackson study finds vast majority of investors inaccurately predict life expectancy, increasing risk in their retirement income plans

    Additional resources

    Educational resources

    With the assistance of our educational resources—which include motivating articles by forward-thinking leaders and diverse visionaries—your journey to personal fulfillment can be as enlightening as it is fun.

    Learn more
    Calculators and tools

    Explore our financial calculators and tools that offer a quick look into your retirement concerns—including income protection and the impact of taxes—to get you started making a more comprehensive plan with your financial professional.

    Start Calculating

    1. U.S. Department of Health and Human Services, "Aging," Accessed November 7, 2023.

    2. Social Security Administration, "Status of Social Security and Medicare Programs," Accessed November 7, 2023.

    3. Board of Governors of the Federal Reserve System, "Report on the Economic Well-Being of U.S. Households in 2022-May 2023," Accessed November 7, 2023.

    Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York annuities are issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable products are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

    Jackson National Life Distributors LLC is not affiliated with the Center for Retirement Research at Boston College.

    Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.