Planning calculators & tools

Track your progress toward financial freedom

Jackson has financial calculators and tools that offer a quick look into your retirement concerns—including income protection and the impact of taxes—to get you started making a more comprehensive plan with your financial professional.

Retirement expense & income calculator

Our Retirement Expense and Income calculator helps to detect areas that may need improvement by assessing your current and future expenses, along with a proposed gap solution based on any retirement income gaps.

Social Security calculator

Our Social Security calculator, powered by Envestnet MoneyGuide, is designed to help decide when to start collecting monthly benefits.

Tax deferral calculator

Use our tax deferral* calculator to learn how nonqualified annuities could help reduce tax drag on investments and help achieve your financial goals.

Retirement assessment tools

Assess your health span, life span and wealth span to bring greater clarity to your retirement future. Above all, pursue better outcomes.

Tax advantages of annuities calculator

Use this calculator to compare your tax advantages of purchasing an annuity versus an investment account where the interest is taxed each year.

Taxable investment to a tax-deferred annuity comparison

This analysis will help to compare the accumulation values and after-tax withdrawals of an investment subject to income tax each year versus deferring the tax until withdrawals occur.*

Annuities are long-term, tax-deferred vehicles designed for retirement. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

Additional resources

What is an annuity?

Annuities can be a powerful addition to your financial plan. Learn how our annuities may provide protected, reliable income when you need it.

Retirement educational resources

We have educational resources from industry professionals addressing the topics related to your individual retirement planning and strategy needs.

*Tax deferral offers no additional value if an IRA or a qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer's individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein

Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) or in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

Jackson® and its affiliates do not provide legal, tax or estate-planning advice. For questions about a specific situation, please consult a qualified advisor.

Jackson is not affiliated with Envestnet MoneyGuide.

Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.