Reliability of Analysis and Report
The outcomes provided on this Quick Proposal Tool are not intended to be a thorough analysis. In order to prepare a thorough analysis that completely addresses your needs, your financial advisor or representative will seek to gather a wide variety of personal information from you, such as details about your assets, debts and family relationships. The usefulness of the Report is dependent upon the quality and accuracy of the information you have given to your representative.
The calculations illustrating tax concepts and deductions are estimates only and any results generated are subject to the review and analysis of your representative. This analysis is a series of general estimates which are based upon the underlying information available now. That information will change over time, and the analysis will need to be updated to reflect those changes. The assumptions regarding future tax savings are hypothetical and there can be no guarantee that they will be achieved. Actual results may vary substantially from the figures shown.
IMPORTANT: THE OUTCOME OF THE TAXFICIENT SCORE IS HYPOTHETICAL IN NATURE, DOES NOT REFLECT AN INDIVIDUAL'S ACTUAL TAX OR INVESTMENT RESULTS AND IS NOT A GUARANTEE OF FUTURE RESULTS. OTHER INVESTMENTS NOT CONSIDERED IN GENERATING THIS REPORT MAY HAVE CHARACTERISTICS SIMILAR OR SUPERIOR TO THOSE BEING ANALYZED.
INFORMATION PROVIDED IN THIS ANALYSIS IS FOR INFORMATIONAL PURPOSES ONLY TO ASSIST YOU IN THE REVIEW OF YOUR ACCOUNT AND MAY NOT ACCURATELY PORTRAY YOUR CURRENT OR ANTICIPATED FINANCIAL SITUATION AS A RESULT OF A NUMBER OF FACTORS. UNANTICIPATED MARKET SHOCKS, CHANGES IN THE TAX CODE OR ERRORS DUE TO DATA ENTRY WILL ALTER THE RESULTS PRESENTED IN THIS ANALYSIS. ADDITIONALLY, SOME OF THE DATA USED IN THIS REPORT MAY BE GENERIC IN NATURE AND MAY NOT AT ALL REPRESENT YOUR ACTUAL ACCOUNT HOLDINGS. THE RESULTS MAY VARY WITH EACH USE AND OVER TIME.
THIS ANALYSIS IS INTENDED TO BE USED AND REVIEWED WITH THE GUIDANCE OF A FINANCIAL ADVISOR. NEITHER THE INFORMATION NOR ANY OPINION EXPRESSED HEREIN CONSTITUTES AN OFFER OR SOLICITATION OF SECURITIES OR INVESTMENT SERVICES OR AN ENDORSEMENT THEREOF IN ANY JURISDICTION OR IN ANY CIRCUMSTANCE IN WHICH SUCH OFFER OR SOLICITATION IS UNLAWFUL OR NOT AUTHORIZED. THE INFORMATION PROVIDED IN THIS ANALYSIS IS NOT MEANT TO BE RELIED UPON FOR ACCOUNTING, LEGAL OR OTHER PURPOSES INCLUDING INVESTMENT ADVICE. ALL INVESTMENTS CARRY A RISK OF LOSS, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL WHICH YOU SHOULD DISCUSS WITH YOUR FINANCIAL ADVISOR. THERE IS NO ASSURANCE THAT ANY INVESTMENT WILL BE PROFITABLE. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS.
THE VALUES REPRESENTED IN THIS ANALYSIS MAY NOT BE TIMELY AND SO THE ACCURACY AND COMPLETENESS OF THE INFORMATION IS NOT GUARANTEED. IF YOU NOTE ANY DISCREPANCIES, PLEASE CONTACT YOUR FINANCIAL ADVISOR IMMEDIATELY.
No Legal or Accounting Advice is being rendered in this Report
No investment, legal, tax or accounting advice is being rendered in this Report. LifeYield, its affiliates, and directors, officers, employees and agents (collectively, “LifeYield Representatives”) are not permitted to give legal or tax advice and no such legal, tax or accounting advice is being rendered through any other oral or written communication from LifeYield Representatives. Users should consult directly with their legal and tax advisors prior to entering into any financial transaction or estate plan so that it can be evaluated based on your own needs and circumstances.
IRS Circular 230 Disclosure
Information in this material is not intended to constitute specific legal, tax or investment advice. You should consult your legal, tax and financial advisers before making any financial decisions. If any information is deemed “written advice” within the meaning of IRS Regulations, please note the following: Pursuant to IRS Regulations, neither the information, or any advice contained in this communication (including any attachments) is intended or written to be used, and cannot be used, for the purpose of (i) avoiding tax related penalties or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.
Use of the LifeYield application is provided as a convenience to help you manage investment accounts. Reliance on it for any other purpose, including the calculation and preparation of income tax estimates or returns, is beyond the scope of the program. Access to LifeYield is provided on an “as-is and as available” basis, and LifeYield makes no warranty with regard to the accuracy of its calculations, tax effects or results. You should consult with your own professional tax advisors concerning specific tax circumstances.
The tax information contained herein or provided in connection with the use of the LifeYield application is general in nature, is provided for informational purposes only, and should not be construed as legal or tax advice. LifeYield, LLC, its employees, contractors and affiliates do not provide legal or tax advice. LifeYield cannot guarantee that such information is accurate, complete, or timely. Laws of a particular state or laws which may be applicable to a particular situation may have an impact on the applicability, accuracy, or completeness of such information.
Federal and state laws and regulations are complex and are subject to change. Changes in such laws and regulations may have a material impact on pre- and/or after-tax investment results. LifeYield makes no warranties with regard to such information or results obtained by its use. LifeYield disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Always consult an attorney or tax professional regarding your specific legal or tax situation.
THIS ANALYSIS AND ANY RELATED PLAN SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO ENGAGE IN ANY TRANSACTION. MUTUAL FUNDS, EXCHANGE TRADED FUNDS, UNIT INVESTMENT TRUSTS, VARIABLE ANNUITIES AND VARIABLE LIFE POLICIES ARE SOLD BY PROSPECTUS ONLY. FOR COMPLETE INFORMATION, INCLUDING CHARGES AND EXPENSES, PLEASE CONTACT YOUR (INVESTMENT ADVISER REPRESENTATIVE/FINANCIAL CONSULTANT) TO OBTAIN A PROSPECTUS. PLEASE READ IT CAREFULLY BEFORE INVESTING OR SENDING MONEY. INVESTMENT RETURN AND PRINCIPAL VALUE OF AN INVESTMENT WILL FLUCTUATE SO THAT SHARES, WHEN SOLD OR REDEEMED, MAY BE WORTH MORE OR LESS THAN THE ORIGINAL COST.