Tax deferral

Growth potential from tax deferral

Tax deferral resources

5 key tax-planning strategies

Discover five practical tax strategies designed to help investors manage taxes more efficiently and support long-term financial goals.

See all five

8 simple ways to reduce taxes in retirement

Take a look at popular retirement accounts, their tax implications and what you can do to help minimize your taxes in retirement.

Discover tax-savings tips

1040 comparison tool

Use our quick, step-by-step "click and compare" experience showing how key lines on Form 1040 and Schedule D could influence your tax outcome.

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How tax-deferred assets can work for you

Get the details of how tax-deferred assets work and the impact they could have on your retirement portfolio.

Understand tax deferral

Know the facts

Explore key tax facts—from income tax brackets to retirement plan limits—to better understand today's tax landscape.

2026 tax facts

2025 tax facts

Tax digital playbook

Explore an interactive tax playbook designed to help uncover potential tax inefficiencies and identify opportunities to manage taxes more effectively.

Explore the playbook

Plug the holes in your retirement bucket

See our guide showing how tax-deferred variable annuities may help "plug the holes" in your retirement savings and potentially help your money grow more efficiently.

See tax deferral in action

Taxes are like a jar of jellybeans

Access our retirement tax guide that uses a jar of jellybeans to explain how tax brackets apply to your income.

Learn tax bracket basics

Your guide to all things OBBBA

What is the OBBBA?

The One Big Beautiful Bill Act (OBBBA), includes tax provisions that may affect retirees and pre-retirees. See how these changes could impact your retirement tax planning.

Review tax changes

Key provisions to know

Review select provisions of the One Big Beautiful Bill Act to better understand potential impacts on your finances and how they may influence your planning decisions.

See the details

Prepare for the 2026 tax season

Whether you’re a worker, a homeowner or a senior, changes within the OBBBA could put more money in your pocket or change how you plan for taxes.

How nonqualified annuities can help manage your income

Learn how a nonqualified annuity may be a powerful addition to your retirement portfolio.

See your potential savings

Explore a few of our annuities designed to support tax-deferred growth

^*Tax deferral offers no additional value if an IRA or qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

^†Add-on benefits that provide income for the length of a designated life and/or lives may be available for an additional charge in addition to the ongoing fees and expenses of the variable annuity and may be subject to conditions and limitations. The amount of income that these benefits may provide can vary depending on age when income is taken, and how many lives are covered when the benefit is elected. The cost of these benefits may negatively impact the contract's cash value.

Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the annuity and may be subject to conditions and limitations.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.

Annuities are issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York^® (Home Office: Purchase, New York). Annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Discuss them with your clients or contact Jackson for more information.

Jackson^® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company^®, and Jackson National Life Insurance Company of New York^®.