Growth potential

Growth potential for your retirement assets

Depending on your risk tolerance, asset growth is possible with many different types of annuities. Fixed annuities offer a fixed rate of return on your investment. Fixed index annuities see growth potential through principal protection and additional interest measured through a market index. Variable annuities allow you to invest your money across a wide range of investment options and an add-on living benefit^*, which is available for an additional charge, can provide income protection even when the market moves up and down. All of these annuities allow for tax-deferred growth^‡. Think of growth and protection in the form of a risk spectrum—how much are you willing to expose yourself to market loss, and how much do you want to gain?

Growth potential resources

The market's been a bumpy ride

Have you been questioning if you should stay out of the market while it’s down? Keep in mind, markets have historically moved up more often than down. Even though it can be unpredictable, waiting for the market to stabilize could mean missing out on much-needed gains.

LEARN ABOUT MARKET VOLATILITY

How confident are you in the market?

You may have some preconceived expectations, but the market has historically been up more than down. See a snapshot of the market’s ups and downs for the most part of the last hundred years.

TEST YOUR CONFIDENCE

Consumer Price Index inflation calculator

Inflation can have a big impact on maintaining your quality of life in retirement. Annuities can offer you the opportunity to grow your assets based on market returns and stave off a decreased purchasing power from inflation. Calculate the impact inflation may have on your retirement here.

Calculate Consumer Price Index Inflation

How do I grow my assets?

Whether it’s CDs, stocks and bonds, or a tax-deferred annuity, you are probably looking to boost your nest egg for retirement. Explore the growth options for your retirement.

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What is an Annuity?

Annuities are long-term, tax-deferred vehicles designed for retirement. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

The principal value of a variable annuity will fluctuate based on the performance of the underlying investment options and may lose value. There is no guarantee that a variable annuity with an add-on living benefit will provide sufficient supplemental retirement income.

Products designed to help enhance gains

Registered index-linked annuities

Explore the multiple investment options, protection levels, and other ways to achieve growth opportunities with a registered index-linked annuity (RILA).

Explore our products

See more annuity benefits

Income protection

Many people are living longer, healthier lives so reliable income that lasts is essential to any retirement. Jackson annuities offer a variety of add-on benefits that can provide lifetime income^† to meet the challenges of longevity ahead.

Explore income protection

Growth potential from tax deferral

One of the great advantages of annuities is they defer your taxes on interest and investment earnings until you take income from them. This means you get to keep more of what you’ve earned to invest in your future retirement.

Explore Tax Deferral

Legacy benefits

Sometimes there’s more to retirement than living a good life. With add-on benefits that help preserve and grow assets in an annuity, planning for future generations has never been easier. And once it’s time to pass on your legacy, it can go directly to your beneficiaries, tax-deferred.

Look into Legacy Benefits

^*Add-on benefits that provide income for the length of a designated life and/or lives may be available for an additional charge. The amount of income that these benefits may provide can vary depending on the age when income is taken, and how many lives are covered when the benefit is elected. The cost of these benefits may negatively impact the contract's cash value.

^†Lifetime income of the add-on lifetime benefits available with variable annuities becomes effective at issue if the designated life is age 59½ at issue, or upon the contract anniversary following designated life's 59½ birthday, provided the contract value is greater than zero and has not been annuitized.

^‡Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company^® or Jackson National Life Insurance Company of New York^® and do not apply to the principal amount or investment performance of a variable annuity’s separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of Jackson National Life Insurance Company^® or Jackson National Life Insurance Company of New York^®.

The latest maturity date or income date allowed under an annuity contract is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a variable annuity contract.

Annuities are issued by Jackson National Life Insurance Company^® (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York^® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

Jackson^® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company^®, and Jackson National Life Insurance Company of New York^®.