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    Annuity options for nearly every client need

    Every retirement is unique. It's why we offer many types of annuities designed to fit your clients' goals.

    Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities and registered index-linked annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the annuity and may be subject to conditions and limitations.

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    1Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.

    2On the contract anniversary on or immediately following the designated life's attained age 59 ½, the for-life guarantee becomes effective provided: 1) the contract value is greater than zero and 2) the contract has not been annuitized. If the designated life is age 59 ½ on the effective date of the endorsement, then the for-life guarantee becomes effective on that date. For the embedded living benefit, the for-life guarantee becomes effective on the issue date.

    3Tax deferral offers no additional value if an IRA or qualified plan, such as a 401(k), is used to fund an annuity and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

    4Diversification does not assure a profit or protect against loss in a declining market.

    5Select up to 99 investments and adjust options or allocations up to 25 times each contract year without transfer fees. To prevent abusive trading practices, Jackson restricts the frequency of transfers among variable investment options including trading out of and back into the same subaccount with a 15-day period.

    6Add-on benefits that provide income for the length of a designated life and/or lives may be available for an additional charge. The amount of income that these benefits may provide can vary depending on the age when income is taken, and how many lives are covered when the benefit is elected. The cost of these benefits may negatively impact the contract's cash value. There is no guarantee that an annuity with an add-on living benefit will provide sufficient supplemental retirement income.

    7Datos Insights 2024 Insurance Technology Impact award and 10th annual 2024 WealthManagement.com Industry Awards “Wealthies” award in the insurance category for Jackson’s registered index-linked annuity (RILA) digital ecosystem.

     

     

    Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses provide this and other important information. Please contact your Jackson representative to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

    Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein. 

    Morningstar® and the Morningstar logo are registered trademarks of Morningstar, Inc. All other Morningstar products and proprietary tools, including Morningstar Ratings and Morningstar Style Box are trademarks of Morningstar, Inc.

    The latest maturity date or income date allowed under an annuity contract is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a variable annuity contract.

    All indexes are unmanaged and not available for direct investment. The payment of dividends is not reflected in the index return.

    Important fixed annuity disclosure:

    Fixed annuities (contract form numbers ICC19 A520, ICC19 A520-CB1) are issued by Jackson National Life Insurance Company and in New York (contract form numbers A520NY, A520NY-CB1) by Jackson National Life Insurance Company of New York distributed by Jackson National Life Distributors LLC, member FINRA. These products may not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges and possible market value adjustments (MVA). MVA may not be applicable in all states. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your clients or contact Jackson for more information.

    Important fixed index annuity disclosure:

    Fixed index annuities are not available in New York.

    Fixed index annuities are also referred to as fixed annuities with index-linked interest in the contract.

    Fixed index annuities (contract form numbers FIA280, ICC25 FIA280, FIA280-CB1, ICC25 FIA280-CB1, FIA285, ICC25 FIA285, FIA285-FB1, ICC25 FIA285-FB1, FIA297, FIA297-CB1, ICC26 FIA297, ICC26 FIA297-CB1, FIA299, FIA299-FB1, ICC26 FIA299, ICC26 FIA299-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC, member FINRA. These products are fixed annuities that do not participate in any stock or equity investments and have limitations and restrictions, including withdrawal charges and/or market value adjustments (MVA). During the withdrawal charge period and/or MVA period the annuity’s withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. For costs and complete details, contact Jackson. Premium payments are flexible in the first contract year only, subject to contract minimums and maximums. Subsequent premiums will remain in a fixed account until the first contract anniversary. No premium payments will be accepted after the first contract anniversary. Discuss them with your clients or contact Jackson for more information.

    Important registered index-linked annuity disclosure:

    This material is authorized for use only when preceded or accompanied by the current contract prospectus.  Before investing, investors should carefully consider the investment objectives and risks of the registered index-linked annuity.  This and other important information is contained in the current contract prospectus at  Jackson.com/ProspectusJMLP4 for the Jackson Market Link Pro 4 prospectus, Jackson.com/ProspectusJMLPA4 for the Jackson Market Link Pro Advisory 4 prospectus, Jackson.com/ProspectusJMLP4NY for the Jackson Market Link Pro 4 (New York) prospectus, or Jackson.com/ProspectusJMLPA4NY for the Jackson Market Link Pro Advisory 4 (New York) prospectus.

    Registered index-linked annuities (contract form numbers ICC25 RILA310, ICC25 RILA310-CB1, ICC25 RILA312, ICC25 RILA312-CB1, ICC25 RILA315, ICC25 RILA315-FB1, ICC25 RILA317, ICC25 RILA317-FB1) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract form numbers RILA310NY, RILA310NY-CB1, RILA312NY, RILA312NY-CB1, RILA315NY, RILA315NY-FB1, RILA317NY, RILA317NY-FB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York) and distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions, including withdrawal charges or market value adjustments. Market value adjustments are not applied in New York. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your clients or contact Jackson for more information.

    Important variable annuity disclosure:

    Variable annuities (contract form numbers VA670, VA670-CB1, ICC19 VA670, ICC19 VA670-CB1, VA680, VA680-CB1, ICC19 VA680, ICC19 VA680-CB1, VA785, VA785-FB1, ICC18 VA785, ICC18 VA785-FB1, VA775, VA775-CB1, ICC18 VA775, ICC18 VA775-CB1, VA790, VA790-FB1, ICC17 VA790, ICC17 VA790-FB1, ICC18 VA775-RLC, VA775-RLC) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York (contract numbers VA670NY, VA670NY-CB1, VA785NY, VA785NY-FB1, VA775NY, VA775NY-CB1, VA790NY, VA790NY-FB1) issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. These products have limitations and restrictions. Jackson issues other variable annuities with similar features, benefits, limitations, and charges. Discuss them with your clients or contact Jackson for more information.

    Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.


    Products and features may be limited by state availability, and/or your selling firm's policies and regulatory requirements (including standard of conduct rules).