Jackson Retirement Investment Annuity
disclosure documentation

Product Prospectus
Disclosure Portfolio Information
Additional Portfolio Allocation and Holdings Information
Quarterly Portfolio Holdings

The Funds file a complete schedule of portfolio holdings with the SEC for each quarter. The second and fourth quarters can be found in the semi-annual and annual report respectively, using the links provided. The first and third quarters holdings of each fiscal year can be found on Form N-PORT. The Funds' Forms N-PORT are available on the SEC's website at www.sec.gov. The Forms N-PORT may be reviewed and copied at the SEC's Public Reference Room in Washington, DC, and information on the operation of the Public Reference Room may be obtained by calling 800-SEC-0330. It is also available upon request by calling the Fund toll-free at 800-766-4683.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.

The standard death benefit is equal to contract value on the date of the claim and does not include any additional guarantees. Death benefits terminate if contract value falls to zero.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

In certain states, we reserve the right to refuse any subsequent premium payments.

Jackson Retirement Investment Annuity Variable and Fixed Annuity (contract form numbers VA730, VA730-FB1, ICC20 VA730, ICC20 VA730-FB1) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC, member FINRA. This product has limitations and restrictions. Jackson issues other annuities with similar features, benefits, limitations, and charges. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York.

Firm and state variations may apply.

 

Product Prospectus
Disclosure Portfolio Information
Additional Portfolio Allocation and Holdings Information
Quarterly Portfolio Holdings

The Funds file a complete schedule of portfolio holdings with the SEC for each quarter. The second and fourth quarters can be found in the semi-annual and annual report respectively, using the links provided. The first and third quarters holdings of each fiscal year can be found on Form N-PORT. The Funds' Forms N-PORT are available on the SEC's website at www.sec.gov. The Forms N-PORT may be reviewed and copied at the SEC's Public Reference Room in Washington, DC, and information on the operation of the Public Reference Room may be obtained by calling 800-SEC-0330. It is also available upon request by calling the Fund toll-free at 800-766-4683.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. You should rely on your own independent advisors as to any tax, accounting, or legal statements made herein.

The standard death benefit is equal to contract value on the date of the claim and does not include any additional guarantees. Death benefits terminate if contract value falls to zero.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

In certain states, we reserve the right to refuse any subsequent premium payments.

Jackson Retirement Investment Annuity Variable and Fixed Annuity (contract form numbers VA730NY, VA730NY-FB1) is issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York) and distributed by Jackson National Life Distributors LLC, member FINRA. This contract has limitations and restrictions. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York.

Firm and state variations may apply.