Market Value Adjustment (MVA) rates

What is an annuity?

An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

Fixed index annuities are not available in New York.

Fixed index annuities are also known as fixed annuities with index-linked interest.

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Fixed Annuities with Index-Linked Interest (contract form numbers ICC19 FIA260, ICC19 FIA260-CB1, FIA260, FIA260-CB1, ICC19 FIA265, ICC19 FIA265-FB1, FIA265, FIA265-FB1, ICC19 FIA260, ICC20 FIA260-CB2, FIA260, FIA260-CB2, ICC19 FIA265, ICC20 FIA265-FB2, FIA265, and FIA265-FB2) are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and are distributed by Jackson National Life Distributors LLC. These products are fixed annuities that do not participate in any stock or equity investments and have limitations and restrictions, including market value adjustment (MVA) and withdrawal charges, if applicable. MVA may not be applicable in all states. During the Indexed Option Period the annuity’s cash withdrawal value may be less than the initial premium. Premium Payments are flexible in the first Contract Year only, subject to Contract minimums and maximums. Subsequent Premiums will remain in a Fixed Account Option until the first Indexed Option Anniversary. No Premium Payments will be accepted after the first Contract Anniversary. For costs and complete details, contact your financial professional or the Company.

The design of this annuity contract emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations, minimum Caps/Rates and charges. Similar products with different features, limitations and with either higher or lower Caps/Rates may be available through other broker-dealers. Fixed annuities with index-linked interest may not be suitable for everyone.

Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.