Identify the impact annuities could have on your clients’ retirement plans. Our alliances with industry-leading wealth-management technology providers can help with the aggregation of annuities and other investments in your portfolio-management and financial-planning tools.
What is an Annuity?
Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.
Identifying the gaps in your projected retirement income can allow you to make the necessary changes before leaving the workforce for good. Our Retirement Expense and Income Calculator detect those areas that need improvement by assessing your current and future expenses, along with a proposed solution based on any retirement income gaps.
Social Security is a foundational part of a retirement income plan and deciding when to start collecting monthly benefits is an important decision. Our Social Security calculator, powered by Envestnet MoneyGuide, is designed to help make a client's decision easier.
It can be difficult for clients to articulate what they really want from retirement, making it harder for you to help them get there. Our assessment tools offer everything you need to kickstart a more meaningful conversation—and it’s all in one place.
Tax-deferral* can have a dramatic effect on the accumulation and withdrawal amounts of investment. This analysis will help to compare the accumulation values and after-tax withdrawals of an investment subject to income tax each year versus deferring the tax until withdrawals occur.
Deposits into an annuity are tax-deferred, which can have a dramatic effect on the growth of an investment. Use this calculator to compare your client's tax advantages of purchasing an annuity versus an investment account where the interest is taxed each year.
Finding tax inefficiencies based on your client's prior-year tax return may help identify opportunities for growth. Show your client inefficiencies within different sections of their 1040 IRS form. Tax deferral through an annuity may also help with these inefficiencies.
Registered professionals resources
Financial planning software
Highlight the true value of what you provide to your clients by taking advantage of these resources for Jackson-registered professionals.
Access all your Jackson products, client contract information and perform contract maintenance (including trades) from one location.
Save time and execute trades through the convenience of Jackson's trading platform, which offers you the ability to conduct mass trades or trade by investment profile.
Cut down on paperwork and stay on top of servicing client policies with a tool that centralizes all client correspondence.
Quickly and easily build diversified portfolios with the aid of insightful investment research and analysis, powered by Morningstar® data.
Instantly create detailed, easy-to-understand client reports for the Jackson variable annuities in your book of business.
Save time with a tool that generates fast, intuitive, and customized illustrations for the spectrum of annuities available through Jackson.
Tap into the marketing power of Jackson with a wide variety of marketing materials for financial professionals and clients.
Jackson offers support to help you assess if annuities are a good fit for your clients with the planning software you use every day.
eMoney features planning solutions that run the gamut from simple to sophisticated, depending on your clients' needs. You can also track client behavior to enhance your planning services.
Envestnet MoneyGuide gives you intuitive, interactive, visually compelling tools to help your clients view their financial future. They offer MoneyGuidePro® and MoneyGuideOne.
LifeYield specializes in helping clients maximize tax efficiency. Evaluate the tax drag of different investments and actively control the location of those assets among taxable, tax-free and tax-deferred* accounts.
Riskalyze, as the name implies, develops software that helps you set clear expectations with clients, more accurately gauge their risk tolerance, and build a portfolio with the right amount of risk.
RightCapital's financial planning solution allows you to simplify the planning process and differentiate the service you offer clients with easy-to-use tools and analysis.
Capital Group | American Funds explores how variable annuities may help mitigate a number of risks that investors face.
J.P. Morgan suggests investors may consider using tax-efficient investing vehicles, such as variable annuities
You can connect with our dedicated consultants in many ways. Send us a note and we will get back to you within 24 hours, or contact us at: (800) 711-7397.
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*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a “non-natural person” such as a corporation or certain types of trusts.
Jackson, its distributors, and their respective representatives do not provide tax, accounting, or legal advice. Any tax statements contained herein were not intended or written to be used and cannot be used for the purpose of avoiding U.S. federal, state, or local tax penalties. Tax laws are complicated and subject to change. Tax results may depend on each taxpayer’s individual set of facts and circumstances. Clients should rely on their own independent advisors as to any tax, accounting, or legal statements made herein.
Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.
Jackson® is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®, and Jackson National Life Insurance Company of New York®.