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Investing Principles

Timing

Time in the Market, not Timing the Market. When it comes to meeting your long-term investing goals, one concept is simple: The sooner you start your investment journey, the better chance you may have of getting where you want to be.

But even though earlier can be better, it's never too late to put a plan in motion. With a disciplined approach and the guidance of a trusted financial professional, you can start making up for lost time even if you're late to the game. All you have to do is get started.

The accompanying example illustrates the potential cost of waiting.


What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

The Cost of Waiting

Let's assume you want to retire at age 66, and you want to have $1 million saved by that time. You may be surprised to see how much your investment goal is impacted by the amount of time you wait to begin investing.

Infographic illustrating different hypotheticals on retirement saving.

Retirement Calculators
Calculator sitting on top of papers

These calculators will help you determine whether you’re on track for your personal financial goals.

Education for Everyone
Financial Freedom Studio®

Gain valuable insight into financial and life planning.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Jackson® and its affiliates do not provide legal, tax or estate-planning advice. For questions about a specific situation, please consult a qualified advisor.

Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMN16258 10/19

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Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951