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Elite Access®

Investment Options

New Challenges. New Investing Strategies. It's no longer enough to build a diversified* portfolio and rebalance once a year. Today's investing landscape requires new ways to manage risk and uncover growth possibilities, especially in turbulent markets. Elite Access combines some of the most progressive investment strategies available today — as well as a disciplined methodology regarding the selection, review, and oversight of world-class money managers — to help you manage risk and stay invested during uncertain times.

*Diversification does not assure a profit or guarantee against loss.

What is a Variable Annuity? Variable annuities are long-term, tax-deferred investments designed for retirement, involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Our Investment Partners

Visit the Performance Center for more information.

AllianceBernstein L.P.

AllianceBernstein is a research-driven investment firm that is global in scope and client-centered in its mission. We believe research excellence is the key to better outcomes, so we've built research capabilities with breadth, depth and focus on innovation. We offer a comprehensive range of investment services across regions and along the risk-and-return spectrum; including equities, fixed income, alternative investments and multi-asset strategies. This wide array of investment services is designed to meet client needs regardless of home country, base currency or tax position.

AllianceBernstein maintains an unwavering focus on delivering strong performance and developing investment strategies that can meet the needs of our clients. At the same time, we continue to strive for excellence in client service and thought leadership. We believe these objectives are inextricably linked to one another and that each represents an important component of fiduciary responsibility.

Primary Risks and Disclosure

The Portfolio's net asset value could decline as a result of changes in the exchange rates between foreign currencies and the U.S. dollar. Certain countries may impose restrictions that block principal and interest payments to investors outside the country.

This portfolio invests in derivative instruments such as swaps, options, futures contracts, forward currency contracts, indexed and asset-backed securities, to be announced (TBAs) securities, interest rate swaps, credit default swaps, and certain exchange-traded funds that involve risks including liquidity, interest rate, market, currency, counterparty, credit and management risks, mispricing or improper valuation, low correlation with the underlying asset, rate, or index and could lose more than originally invested.

Investing in emerging markets may involve greater risks than investing in developed countries, including the possibility of industry concentration, nationalization, taxes and transaction costs, lower trading volumes, and less liquid securities, resulting in higher volatility.

The price of equity or equity-related securities will fluctuate and can decline and reduce the value of a portfolio investing in these securities.

An exchange-traded fund ("ETF") may fail to accurately track the market segment or index it is meant to track or trade at a discount to its net asset value "NAV". Shareholders of the Fund will bear their proportionate share of the ETF fees in addition to their fund fees.

The manager's investment techniques could fail to achieve the Fund's investment objective or negatively affect the Fund's investment performance.

Fixed income prices respond to changing economic environments, including interest rate changes and credit risk perceptions of individual issuers, which can negatively affect the price and income level.

Investments in foreign securities are subject to adverse fluctuations in foreign currency values, political, less publicly available information, social and economic developments, and possible imposition of foreign withholding taxes on income payable on the securities. They may be more volatile and less liquid than U.S. markets.

Some portfolios may not be available in all products.

Unless noted above, managers are not affiliated with Jackson National Life Distributors LLC.

Variable annuities involve investment risks and may lose value.

Long-Term Smart
Glasses sitting on top of papers

Examine the potential benefits of asset allocation while navigating turbulent markets.

Build a Foundation

Partner with a professional to help pursue your long-term financial goals.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

The standard death benefit is equal to contract value on the date of the claim and does not include any additional guarantees.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

We reserve the right to refuse any subsequent premium payments, subject to state applicability.

Firm and state variations may apply.

Elite Access Variable and Fixed Annuity (VA650, VA660) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York (VA650NY, VA660NY) by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. This product has limitations and restrictions, including withdrawal charges and excess interest adjustments (interest rate adjustments in New York) where applicable. Jackson issues other variable annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMV16043IO 04/17

© 2017. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951