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Perspective II®

A Variable Annuity:  Combining Flexibility and Protection

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Perspective II Fixed and Variable AnnuitySM offers investment choices, retirement income options and guarantees for you and your loved ones. It is designed for long-term-smart investors with a timeframe of seven or more years. Perspective II offers a high degree of flexibility. You can build a plan that fits your unique situation while your earnings grow tax deferred.

Contact Your Representative for Complete Information.

Related Information

  • Overview
  • Investment
    Options
  • Performance &
    Daily Unit Values
  • Disclosure
    Documentation
  • Jackson
    of New York

A Flexible, Long-term Investment for Retirement

Perspective II is a variable annuity that allows you and your representative to combine the growth potential of variable investment options, the power of tax-deferred earnings and guaranteed withdrawal options in a single, customized retirement plan.

Perspective II at a Glance:

  • More than 95 professionally managed investment options in a wide range of investment classes and styles
  • Tax-deferred earnings and tax-free transfers between investment options
  • Minimum initial premium $5,000 (non-qualified); $2,000 (qualified)
  • Seven-year withdrawal charge schedule1
  • Flexibility to select additional options

Choose Optional Benefits to Fit Your Retirement Plan

Perspective II is designed to be customized. You and your representative can select optional benefits to:

Protect Your Retirement Income:

  • Guaranteed lifetime withdrawal benefits
  • Guaranteed return of premium benefit
  • Guaranteed death benefits for legacy protection

Manage Market Volatility:

  • Automatic step-ups to potentially lock in market gains on some living benefits

Create A Legacy:

  • Enhanced optional death benefits

Provide Faster Access to Your Money if Needed:

  • 5-year withdrawal charge schedule
  • 20% free withdrawal

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Prospectuses

Portfolio Information

Financial Reports

JNL Series Trust
Curian Variable Series Trust
JNL Variable Fund LLC
JNL Investors Series Trust

Money Market Disclosure



Charges, benefits and other features may differ for the New York version of this product. Contact your representative for more information.

Performance and Daily Unit Values

Prospectus

Portfolio Information



Charges, benefits and other features may differ for the New York version of this product. Contact your representative for more information.

Performance and Daily Unit Values

Prospectuses

Portfolio Information

Financial Reports

JNL Series Trust
Curian Variable Series Trust
JNL Variable Fund LLC
JNL Investors Series Trust

Money Market Disclosure




What is a Variable Annuity?

Variable annuities involve investment risks and may lose value. An annuity is a long-term, tax-deferred investment designed for retirement. Earnings are taxable as ordinary income when distributed and, if withdrawn before age 59½, may be subject to a 10% federal tax penalty.


Jackson´s Disciplined Strategies
Jackson's Disciplined Strategies