Fixed index annuity interest rates

What is a Fixed Index Annuity?

Fixed Index Annuities are long-term, tax-deferred vehicles designed for retirement, combining the advantages of a traditional fixed annuity with the potential for additional interest linked to the return of an index. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met. Fixed index annuities are also referred to as fixed annuities with index-linked interest in the contract. Add-on living benefits are available for an extra charge and may be subject to conditions and limitations and there is no guarantee that an annuity with an add-on living benefit, will provide sufficient supplemental retirement income. Fixed index annuities are not available in New York.

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For institutional use only. Not for public distribution or retail distribution.