Growth Potential

Growth Potential and Protection for Your Retirement Assets

Depending on your risk tolerance, asset growth is possible with many different types of annuities. Fixed annuities offer a fixed rate of return on your investment. Fixed index annuities see growth through principal protection and additional interest measured through a market index. Variable annuities allow you to invest your money across a wide range of investment options, while also providing protection against the market’s ups and downs with add-on living benefits. All of these annuities allow for tax-deferred growth. Think of growth and protection in the form of a risk spectrum—how much are you willing to expose to market loss and how much to do want to gain?

Explore Opportunities for Growth

Consumer Price Index Inflation Calculator

Inflation can have a big impact on maintaining your quality of life in retirement. Annuities with living benefits can guarantee income for life and offer you the opportunity to grow that income based on market returns and stave off a decreased purchasing power from inflation. Calculate the impact inflation may have on your retirement here.

The Market's Been a Bumpy Ride

Have you been questioning if you should stay out of the market while it’s down? Keep in mind, markets have historically moved up more often than down. Even though it can be unpredictable,. waiting for the market to stabilize could mean missing out on much-needed gains. 

What is an Annuity?

An annuity is a long-term, tax-deferred vehicle designed for retirement.  Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

The principal value of the variable annuity will fluctuate based on the performance of the underlying investment options and may lose value.

How Confident Are You in The Market?

What is your confidence in the market? You may have some pre-conceived expectations, but the market has historically been up more than down. See a snapshot of the market’s and downs for most part of the last hundred years. 

Growing Your Retirement Assets

What does your ideal retirement look like? When the time comes, you’ll want a reliable source of income that allows you to fully embrace your new lifestyle. Whether your goal is to protect your existing savings or grow your income during retirement, annuities can be a powerful addition to your financial plan. To learn more about your options view the videos featured here.

Products to Help Maximize Gains

Fixed Annuities

When you choose an annuity, you want it to grow and prosper. A RateProtector fixed annuity can help you preserve your principal and protect your accumulated earnings. 

Explore Jackson Fixed Annuities
Fixed-Index Annuities

Protecting your principal, with the addition of income and growth in retirement are primary capabilities with Jackson’s MarketProtector Suite of fixed index annuities. 

Explore Jackson Fixed-Index Annuities
Variable Annuities

You could go full tilt into unrestricted growth potential with a Perspective II variable annuity or an Elite Access II investment-only variable annuity (IOVA). With a wide range of portfolios, or subaccounts, your growth potential can be tailor-made to your confidence in your own investment freedom. 

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See More Annuity Benefits

Income Protection

Many people are living longer, healthier lives, so reliable income that lasts is essential to any retirement. Jackson annuities offer a variety of add-on benefits* that can provide lifetime income to meet the challenge of longevity head-on.

Growth Potential from Tax Deferral

One of the great advantage of annuities is they defer your taxes on interest and investment earnings until you take income from them. This means you get to keep more of what you’ve earn to invest in your future retirement.

Legacy Benefits

Sometimes there’s more to retirement than living a good life. With add-on benefits that preserve and grow assets in an annuity, planning for future generations has never been easier. And once it’s time to pass your legacy, it can go directly to your beneficiaries, tax-deferred. 

*Each Contract Year, up to 10% of the Accumulation Value determined at the beginning of the Contract Year and 10% of subsequent premium payments may be taken free of withdrawal charges and MVA. Free withdrawals not taken in a Contract Year are not available in following Contract Years. If a requested partial withdrawal plus the sum of all prior withdrawals within a Contract Year (including any RMDs) exceeds the greater of 10% of the Accumulation Value determined at the beginning of the Contract Year plus 10% of subsequent premium payments, or – on or after the Activation Date – the greater of the LAIP and the RMD on a contract with an LIB, the amount of the partial withdrawal requested in excess of the free amount will be subject to withdrawal charges and MVA.

Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA. It also may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity, and may be subject to conditions and limitations. The amount of income that these benefits may provide can vary depending on age, when income is taken, and how many lives are covered when the benefit is elected. Certain state variations may also apply. The cost of these benefits may negatively impact the contracts' cash value.  The lifetime income of the benefits available with variable annuities becomes effective at issue if the designated life is age 59½ at issue, or upon the contract anniversary following designated life’s 59½ birthday, provided the contract value is greater than zero and has not been annuitized.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Fixed index annuities are also referred to as fixed annuities with index-linked interest in the contract.

Fixed index annuities are not available in New York.

The latest maturity date or income date allowed under an annuity contract is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a variable annuity contract.

Fixed index annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC, member FINRA. Not available in all states and state variations may apply. Depending on the product, additional premium may be permitted in the first contract year. These products are fixed annuities that do not participate in any stock or equity investments. Limitations and restrictions apply, including withdrawal charges, recapture charges or market value adjustments (MVA) on some products. Recapture charges and MVA may not apply in all states. During the Indexed Option Period, the annuity's cash withdrawal value may be less than the initial premium. For costs and complete details, contact your representative or the Company.

Variable annuities are issued by Jackson National Life Insurance Company and in New York by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These contracts have limitations and restrictions. Jackson issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your financial professional or contact Jackson for more information.

The design of these annuity contracts emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations, minimum Caps/Rates and charges. Similar products with different features, limitations and with either higher or lower Caps/Rates may be available through other broker-dealers. Fixed annuities with index-linked interest may not be suitable for everyone.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®. Jackson National Life Distributors LLC.

Firm and state variations may apply.