Investment Due Diligence

We emphasize the importance of oversight and money manager selection to generate significant impact over time.

Specialized Process

Jackson's manager selection process begins by drawing on the internal and external resources of the company's asset management arm, Jackson National Asset Management, LLC® (JNAM*).

The Method for Portfolio Selection, Integration, and Monitoring.

JNAM adheres to a robust investment process that leverages institutional techniques and authoritative research, analysis, and insight. 

Jackson National Asset Management Quick Facts

  • Serves as the investment adviser for 142 funds totaling over $218 billion in assets under management.
  • Portfolio manager for several sub-accounts within Jackson's variable annuity platforms totaling over $31 billion in assets under management.
  • Investment management team members are seasoned professionals with backgrounds in fields such as portfolio management, asset allocation, economic research, alternative investments, and endowments.

The JNAM PROOF Process 

The due diligence process for our variable annuities may be described by the acronym PROOF, and it consists of the following disciplined methodology that's focused on optimizing portfolio performance.  

Trust Demands a Strong Foundation 

The PROOF process is played out in concrete, day-to-day actions—such as the 600-plus due diligence meetings with existing and potential investment partners JNAM conducts each year. Portfolio performance, portfolio manager governance, regulatory compliance, and financial stability are evaluated regularly. Any manager who does not meet expectations will be replaced. 

Performance    

Thoroughly analyze sources of risk and performance

Repeatability

Identify systematic elements that foster consistent results

Operations

Review integrity of operational and reporting functions

Oversight                   

Ongoing oversight of all elements of subadvisor

Fit               

Ensure compatibility with principles of diversification and Investment Freedom

 

* Jackson National Asset Management, LLC ("JNAM") is an investment adviser registered with the U.S. Securities and Exchange Commission. JNAM is also a commodity pool operator registered with the U.S. Commodity Futures Trading Commission and is a member firm of the National Futures Association. JNAM is the investment adviser to the "Funds," which are investment companies (sub-accounts) that underlie the Jackson variable products. JNAM is an exempt transfer agent. Nothing contained herein is investment advice, and nothing contained herein is a solicitation for investment advisory services or the sale of commodity pool interests. JNAM is an affiliate of Jackson National Life Distributors LLC, and Jackson National Life Insurance Company.

† As of 05/31/2020

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your financial professional or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money. 

Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may not be available if the annuity is owned by a legal entity such as a corporation or certain types of trusts.

Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

This material was prepared to support the promotion and marketing of Jackson variable annuities. Jackson, its distributors and their respective financial professionals do not provide tax, accounting or legal advice. Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. federal, state or local tax penalties. Please consult your own independent advisor as to any tax, accounting or legal statements made herein.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.