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Tax Deferral*

The Power Of Tax-deferred Growth

If you could put more of your money to work to help the return on your investment, would you?

That's what could happen when you invest in accounts that defer taxes until the time of withdrawal. With tax deferral, you can keep more of your money invested.. For example, when you pay taxes at the rate of 28% on your annual gains, it reduces the amount of your money that could be earning valuable interest.

Keep All Your Money Working For You

As the example in pop-up chart shows, over a 20-year period, a $100,000 investment with a 8% annual rate of return $306,499 without tax deferral. However, if your investment is tax deferred, all your financial gains are added to your accumulating money, therefore you have more money working for you at the same 8% annual rate of return. So a $100,000 investment earning 8% tax-deferred returns may grow to $466,096 over 20 years. That´s $145,000 more in the end when you put tax deferral to work for your investment. More good news—when you withdraw your money during retirement, you could be in a lower tax bracket than you would if you were paying the taxes now.

Let Experience Be Your Guide

If you´re saving for retirement but not taking advantage of tax-deferred investing, it could have a dramatic impact on your future. Consult with an experienced representative today on how tax deferral can positively affect the growth of your retirement assets.

* Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA. It also may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.


The Power Of Tax-Deferred Growth Chart
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