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Retirement Planning

Save for Retirement

Father and son grilling.

We All Start Somewhere

Building wealth takes commitment. But you want to retire someday, so it's important to build an investment strategy designed to withstand the impact of market volatility, taxes, and inflation.

And the first step is simple: You just have to get started.


Father and son eating.

Starting Early

Putting your money to work sooner can help you take advantage of the potential benefits of compounding growth—or the process by which the value of an investment can increase because earnings, both gains and interest, can earn interest as time passes. The table below illustrates the potential power of compounding over time.


Hypothetical benefits of investing sooner versus later table.

The Story of Susan and Sally

Susan and Sally are the same age. Susan invests $10,000 per year for 10 years and stops. Sally waits to begin investing until 10 years after Susan, then invests $10,000 per year for 25 years. Assuming a hypothetical rate of return of 8 percent for both, Susan will have more money than Sally, despite investing significantly less overall. It's all about the power of compounding.

Learn more about how long-term investing strategies can help you pursue your retirement goals with our guide to Investing Principles.

Retirement Calculators
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These calculators will help you determine whether you’re on track for your personal financial goals.

Jackson Annuities
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Explore the investment freedom and flexibility of our various annuity offerings.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMN16246 10/19

© 2019. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951