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Retirement Planning

Leave a Legacy

Man and woman sitting by fire.

Never Stop Taking Care of Your Family

Once you're settled into retirement, you may want to consider passing a legacy on to your loved ones—for you and them. It will be important to discuss the specifics with your beneficiaries, to ensure you can transfer your estate in a way that will be as timely and tax efficient as possible.

Man and woman starting a fire.

Take Control of Your Legacy

It's crucial to correctly state your key designations on all financial accounts to make sure assets pass to your desired beneficiaries and avoid unanticipated consequences, such as:

  • Needless expenses and taxes
  • Potential of disinheriting children or grandchildren
  • Delays in providing for the financial needs of loved ones

To start the process, gather all the information for your accounts (or have your financial professional help). Next, review all documents to verify they are up to date, in proper order, and are in line with your ultimate objectives.

Man and woman enjoying a fire.

Passing It On

You'll have several options available for how your beneficiaries will receive an inheritance. Review these options with them so they can learn how to optimize their inheritances in a tax–efficient manner.

Four Strategies for Receiving an Inheritance

Infographic describing tax-efficient inheritance options for your beneficiaries

Learn more about how long–term investing strategies can help you pursue your retirement goals with our guide to Investing Principles.

Retirement Hub for iPad®
Retirement Hub - Intelligent, Interactive Information.

We provide interactive apps to help make even the most advanced investment concepts easy to understand.

Retirement Calculators
Calculator sitting on top of papers

These calculators will help you determine whether you’re on track for your personal financial goals.

Jackson Annuities
Two blue chairs on a deck

Explore the investment freedom and flexibility of our various annuity offerings.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Annuities are long-term, tax-deferred vehicles designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.

Jackson® and its affiliates do not provide legal, tax or estate-planning advice. For questions about a specific situation, please consult a qualified advisor.

Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMN16248 06/19

© 2020. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951