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Annuity Education

Annuity Facts

Investing for When Life Happens. As time passes, your priorities will inevitably evolve, including your financial goals. That's why it's important to choose a retirement plan that can help meet a wide range of individual needs over the long haul. Annuities can provide a variety of benefits, including the ability to grow assets with the benefit of tax deferral* and the opportunity to leave a legacy for loved ones.

When considering an annuity, the first question to discuss with a financial professional is which type of annuity suits your priorities, your long-term financial goals, and your comfort with risk. Do you want to secure a guaranteed lifetime income or to leave a legacy for your loved ones? Are you interested in sophisticated investing strategies and the guidance of professional money managers? Explore the options below to learn more about each of the most common types of annuities and evaluate which type may suit your individual financial objectives.

This material is intended for educational purposes and does not contain information about specific Jackson® products.

*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA. It also may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.

Guarantees are backed by the claims-paying ability of the issuing insurance company.


What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Variable Annuity Facts

Variable Annuities

Explore investment and benefit options available in variable annuities (VAs).

Fixed Index Annuity Facts

Fixed Index Annuities

Learn more about the protection and flexibility of fixed index annuities (FIAs).

Fixed Annuity Facts

Fixed Annuities

Seek a more conservative investing approach with fixed annuities (FAs).

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson and its affiliates do not provide legal, tax or estate-planning advice. For questions about a specific situation, please consult a qualified advisor.

Annuities are issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMX16250 07/16

© 2017. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951