Your login session will expire in seconds

Would you like to extend your session?

Perspective II®

Investment Options

Freedom to Choose. Your investment options are only as good as the freedom to use them. That's why we don't methodically insert you into restrictive allocation models that take away your power to make decisions. Rather, at Jackson, you can build a diversified* portfolio that's customized for your individual priorities and preferences. With more than 90 investment options, we provide access to world-class money managers, Jackson-exclusive investments, optional guarantees, tax advantages, and the freedom to adapt your investing strategy for your evolving needs and goals.

*Diversification does not assure a profit or guarantee against loss.

Select up to 99 investments and adjust options or allocations up to 15 times each contract year without transfer fees. To prevent abusive trading practices, Jackson restricts the frequency of transfers among variable investment options including trading out of and back into the same subaccount within a 15 day period.

Optional benefits may be elected at issue and, once elected, may not be cancelled or changed. Optional benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity. Only one optional living benefit and one optional death benefit may be elected per contract. May not be available in all states or on all products, and state variations may apply. The long-term advantage of the optional benefits will vary with the terms of the benefit option, the investment performance of the variable investment options selected, and the length of time the annuity is owned. As a result, in some circumstances the cost of an option may exceed the actual benefit paid under the option.

What is a Variable Annuity? Variable annuities are long-term, tax-deferred investments designed for retirement, involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Our Investment Partners

Visit the Performance Center for more information.

Some portfolios may not be available in all products.

Unless noted above, managers are not affiliated with Jackson National Life Distributors LLC.

Variable annuities involve investment risks and may lose value.

Planning Calculators
Calculator with pen and pie chart

Use these calculators to help you create a retirement plan that suits your long-term goals.

Understanding Annuities
Cup of coffee with pen and bar graphs

Examine the potential benefits of variable annuities (VAs) as part of a balanced, long-term portfolio plan.

Build a Foundation

Partner with a professional to help pursue your long-term financial goals.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

We reserve the right to refuse any subsequent premium payments, subject to state applicability.

Perspective II Variable and Fixed Annuity (VA620) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York, (VA620NY 09/12) by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. This contract has limitations and restrictions including possible withdrawal charges and excess interest adjustments (interest rate adjustments in New York) where applicable. Jackson® issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your representative or contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

Firm and state variations may apply.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMV16050IO 04/17

© 2017. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951