The Pursuit of Retirement Freedom. Today, with many people living longer, healthier, and more active lives, retirement has become a turning point — not an end point. But the prospect of a longer retirement raises important questions about whether traditional retirement income streams — such as Social Security, pensions, and personal savings — will be sufficient for you to sustain a comfortable lifestyle as you age.
With these challenges in mind, Jackson® offers Perspective Advisory which offers you the freedom to create your own distinctive portfolio plan with quality investments, optional benefits*, and tax deferral†. It's a retirement investment vehicle designed to let you adapt your investment choices to your evolving needs and goals.
*Optional benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity.
†Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.
What is a Variable Annuity? Variable annuities are long-term, tax-deferred investments designed for retirement, involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.
The Power of Perspective
Perspective Advisory addresses investment challenges to help you pursue financial freedom in retirement.
Explore each option below (+) to learn more about the investments, income and legacy benefit options, and tax advantages offered by Perspective Advisory.
To outpace rising costs and manage market expectations, it's important to implement a long-term investing strategy built to grow over time. Jackson gives you the freedom to create a portfolio allocation and level of risk that suits your evolving goals.
With increasing life expectancy and more time spent in retirement, it's important to establish a steady income stream you won't outlive. Jackson's optional suite of living benefits can provide lifetime income** to help sustain your retirement lifestyle.
**On the contract anniversary on or immediately following the owner's (or older joint owner's) attained age 59½, the for-life guarantee becomes effective provided: 1) the contract value is greater than zero and 2) the contract has not been annuitized. If the owner (or older joint owner) is age 59½ on the effective date of the endorsement, then the for-life guarantee becomes effective on that date.
If leaving an inheritance for future generations is a priority, consider an investment strategy that help grow your legacy. Plan to leave more than a memory with a death benefit backed by Jackson.
Taxes can impact every phase of your retirement journey by constantly chipping away at your gains. Help keep more of your money at work by utilizing tax efficiencies at each investment stage.
Use these calculators to help you create a retirement plan that suits your long-term goals.
Examine the potential benefits of variable annuities (VAs) as part of a balanced, long-term portfolio plan.
Build a Foundation
Partner with a professional to help pursue your long-term financial goals.