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Perspective AdvisorySM

State Variation

Disclosure Documentation Excluding New York State

Product Prospectus
Disclosure of Portfolio Information
Additional Portfolio Allocation and Holdings Information

Please read and indicate your acceptance of these Additional Terms by clicking on the link at the bottom of the page. You are about to enter into an Agreement with CUSIP Global Services. If you do not agree with these terms, then please do not click "I Accept". By clicking "I Accept", you agree to accept and be bound by the terms and conditions of this Agreement.

The CUSIP Data contained in www.jackson.com consists of security identifiers and related descriptive information (the CUSIP Database) and is protected under the U.S. copyright laws and is licensed with permission from CUSIP Global Services (CGS), on behalf of the American Bankers Association (ABA).

Visitor agrees and acknowledges that the CUSIP Database and the information contained therein is and shall remain valuable intellectual property owned by, or licensed to, CUSIP Global Services and the American Bankers Association (ABA), and that no proprietary rights are being transferred to visitor in such materials or in any of the information contained therein. Any use of the CUSIP Data by visitor outside of the clearing and settlement of transactions requires a license from CGS, along with an associated fee based on usage. Visitor agrees that misappropriation or misuse of such materials will cause serious damage to CGS and ABA, and that in such event money damages may not constitute sufficient compensation to CGS and ABA; consequently, visitor agrees that in the event of any misappropriation or misuse, CGS and ABA shall have the right to obtain injunctive relief in addition to any other legal or financial remedies to which CGS and ABA may be entitled.

Visitor agrees that it shall not publish nor distribute in any medium the CUSIP Database or any substantial portion of the information contained therein or summaries or subsets thereof to any person or entity. Visitor may not create or maintain a master file or database of CUSIP identifiers or descriptions for itself or any third party recipient that is intended to serve as a substitute for any CUSIP service.

Visitor agrees not to:

  1. Violate the restrictions in any robot inclusion headers on the Licensee Web Site or in any way bypass or circumvent any other measure employed to limit or prevent access to the CUSIP Data on the Licensee Web Site;
  2. Violate the security of the Licensee Web Site or attempt to gain unauthorized access to the Web Site, CUSIP Data, materials, information, computer systems or networks connected to Licensee server, through hacking, password mining or any other means; or
  3. Interfere or attempt to interfere with the proper working of the Licensee Web Site or any activities conducted on or through the Licensee Web Site.

NEITHER CGS, ABA NOR ANY OF THEIR AFFILIATES MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY, ADEQUACY OR COMPLETENESS OF ANY OF THE INFORMATION CONTAINED IN THE CUSIP DATABASE. ALL SUCH MATERIALS ARE PROVIDED TO VISITOR ON AN AS IS BASIS, WITHOUT ANY WARRANTIES AS TO MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE NOR WITH RESPECT TO THE RESULTS WHICH MAY BE OBTAINED FROM THE USE OF SUCH MATERIALS. NEITHER CGS, ABA NOR THEIR AFFILIATES SHALL HAVE ANY RESPONSIBILITY OR LIABILITY FOR ANY ERRORS OR OMISSIONS NOR SHALL THEY BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT OR INDIRECT, SPECIAL OR CONSEQUENTIAL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE LIABILITY OF CGS, ABA OR ANY OF THEIR AFFILIATES PURSUANT TO ANY CAUSE OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED THE FEE PAID BY VISITOR FOR ACCESS TO SUCH MATERIALS IN THE MONTH IN WHICH SUCH CAUSE OF ACTION IS ALLEGED TO HAVE ARISEN. FURTHERMORE, CGS AND ABA SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR DELAYS OR FAILURES DUE TO CIRCUMSTANCES BEYOND THEIR CONTROL.

Visitor agrees that the foregoing terms and conditions shall survive any termination of its right of access to the material identified above.

CMX6982 07/16

Quarterly Portfolio Holdings

The Funds file a complete schedule of portfolio holdings with the SEC for each quarter. The second and fourth quarters can be found in the semi-annual and annual report respectively, using the links provided below. The first and third quarters holdings of each fiscal year can be found on Form N-Q. The Funds´ Forms N-Q are available on the SEC´s website at www.sec.gov. The Forms N-Q may be reviewed and copied at the SEC´s Public Reference Room in Washington, DC, and information on the operation of the Public Reference Room may be obtained by calling 800-SEC-0330. It is also available upon request by calling the Fund toll-free at 800-766-4683.

Disclosure Documentation New York Only

Product Prospectus
Disclosure of Portfolio Information
Additional Portfolio Allocation and Holdings Information

Please read and indicate your acceptance of these Additional Terms by clicking on the link at the bottom of the page. You are about to enter into an Agreement with CUSIP Global Services. If you do not agree with these terms, then please do not click "I Accept". By clicking "I Accept", you agree to accept and be bound by the terms and conditions of this Agreement.

The CUSIP Data contained in www.jackson.com consists of security identifiers and related descriptive information (the CUSIP Database) and is protected under the U.S. copyright laws and is licensed with permission from CUSIP Global Services (CGS), on behalf of the American Bankers Association (ABA).

Visitor agrees and acknowledges that the CUSIP Database and the information contained therein is and shall remain valuable intellectual property owned by, or licensed to, CUSIP Global Services and the American Bankers Association (ABA), and that no proprietary rights are being transferred to visitor in such materials or in any of the information contained therein. Any use of the CUSIP Data by visitor outside of the clearing and settlement of transactions requires a license from CGS, along with an associated fee based on usage. Visitor agrees that misappropriation or misuse of such materials will cause serious damage to CGS and ABA, and that in such event money damages may not constitute sufficient compensation to CGS and ABA; consequently, visitor agrees that in the event of any misappropriation or misuse, CGS and ABA shall have the right to obtain injunctive relief in addition to any other legal or financial remedies to which CGS and ABA may be entitled.

Visitor agrees that it shall not publish nor distribute in any medium the CUSIP Database or any substantial portion of the information contained therein or summaries or subsets thereof to any person or entity. Visitor may not create or maintain a master file or database of CUSIP identifiers or descriptions for itself or any third party recipient that is intended to serve as a substitute for any CUSIP service.

Visitor agrees not to:

  1. Violate the restrictions in any robot inclusion headers on the Licensee Web Site or in any way bypass or circumvent any other measure employed to limit or prevent access to the CUSIP Data on the Licensee Web Site;
  2. Violate the security of the Licensee Web Site or attempt to gain unauthorized access to the Web Site, CUSIP Data, materials, information, computer systems or networks connected to Licensee server, through hacking, password mining or any other means; or
  3. Interfere or attempt to interfere with the proper working of the Licensee Web Site or any activities conducted on or through the Licensee Web Site.

NEITHER CGS, ABA NOR ANY OF THEIR AFFILIATES MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE ACCURACY, ADEQUACY OR COMPLETENESS OF ANY OF THE INFORMATION CONTAINED IN THE CUSIP DATABASE. ALL SUCH MATERIALS ARE PROVIDED TO VISITOR ON AN AS IS BASIS, WITHOUT ANY WARRANTIES AS TO MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE NOR WITH RESPECT TO THE RESULTS WHICH MAY BE OBTAINED FROM THE USE OF SUCH MATERIALS. NEITHER CGS, ABA NOR THEIR AFFILIATES SHALL HAVE ANY RESPONSIBILITY OR LIABILITY FOR ANY ERRORS OR OMISSIONS NOR SHALL THEY BE LIABLE FOR ANY DAMAGES, WHETHER DIRECT OR INDIRECT, SPECIAL OR CONSEQUENTIAL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE LIABILITY OF CGS, ABA OR ANY OF THEIR AFFILIATES PURSUANT TO ANY CAUSE OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED THE FEE PAID BY VISITOR FOR ACCESS TO SUCH MATERIALS IN THE MONTH IN WHICH SUCH CAUSE OF ACTION IS ALLEGED TO HAVE ARISEN. FURTHERMORE, CGS AND ABA SHALL HAVE NO RESPONSIBILITY OR LIABILITY FOR DELAYS OR FAILURES DUE TO CIRCUMSTANCES BEYOND THEIR CONTROL.

Visitor agrees that the foregoing terms and conditions shall survive any termination of its right of access to the material identified above.

CMX6982 07/16

Quarterly Portfolio Holdings

The Funds file a complete schedule of portfolio holdings with the SEC for each quarter. The second and fourth quarters can be found in the semi-annual and annual report respectively, using the links provided below. The first and third quarters holdings of each fiscal year can be found on Form N-Q. The Funds´ Forms N-Q are available on the SEC´s website at www.sec.gov. The Forms N-Q may be reviewed and copied at the SEC´s Public Reference Room in Washington, DC, and information on the operation of the Public Reference Room may be obtained by calling 800-SEC-0330. It is also available upon request by calling the Fund toll-free at 800-766-4683.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

We reserve the right to refuse any subsequent premium payments, subject to state applicability.

Perspective Advisory Variable and Fixed AnnuitySM (VA770) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York, (VA770NY) by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. This contract has limitations and restrictions including possible withdrawal charges and excess interest adjustments (interest rate adjustments in New York) where applicable. Jackson® issues other annuities with similar features, benefits, limitations, and charges. Discuss them with your representative or contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMV17375DDNY 01/17

CMV17375DD 01/17

© 2017. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951