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Perspective Advisory II®

Investment Options

Freedom to Choose. Your investment options are only as good as the freedom to use them. That's why we don't methodically insert you into restrictive allocation models that take away your power to make decisions. Rather, at Jackson®, you can build a diversified* portfolio that's customized for your individual priorities and preferences. With more than 140 investment options, we provide access to world-class money managers, Jackson-exclusive investments, add-on benefits, tax advantages, and the freedom to adapt your investing strategy for your evolving needs and goals.

Jackson's asset management arm, JNAM, is responsible for selecting and monitoring money managers on our variable annuity investment platform. Additionally, this Chicago-based group oversees the construction of allocation portfolios available across Jackson variable annuities. They adhere to a robust investment process that leverages institutional techniques and authoritative research, analysis and insight.

*Diversification does not assure a profit or guarantee against loss.

Select up to 99 investments and adjust options or allocations up to 25 times each contract year without transfer fees. To prevent abusive trading practices, Jackson restricts the frequency of transfers among variable investment options including trading out of and back into the same subaccount within a 15 day period.

Add-on benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity. Only one add-on living benefit and one add-on death benefit may be elected per contract. Once elected, benefits may not be canceled or changed; please see prospectus for specific availability. The long-term advantage of the add-on benefits will vary with the terms of the benefit option, the investment performance of the variable investment options selected, and the length of time the annuity is owned. As a result, in some circumstances the cost of an option may exceed the actual benefit paid under the option. Death benefits terminate if contract value falls to zero and upon spousal continuation.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York and do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments. They are not backed by the broker/dealer from which this annuity contract is purchased, by the insurance agency from which this annuity contract is purchased or any affiliates of those entities, and none makes any representations or guarantees regarding the claims paying ability of Jackson National Life Insurance Company or Jackson National Life Insurance Company of New York.


What is a Variable Annuity? Variable annuities are long-term, tax-deferred investments designed for retirement, involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½. Add-on living benefits are available for an extra charge in addition to the ongoing fees and expenses of the variable annuity.

Our Investment Partners

Visit the Performance Center for more information.





































Some portfolios may not be available in all products.

Unless noted above, managers are not affiliated with Jackson National Life Distributors LLC.

Variable annuities involve investment risks and may lose value.

Planning Calculators
Calculator with pen and pie chart

Use these calculators to help you create a retirement plan that suits your long-term goals.

Understanding Annuities
Cup of coffee with pen and bar graphs

Examine the potential benefits of variable annuities (VAs) as part of a balanced, long-term portfolio plan.

Build a Foundation
Pillars

Partner with a professional to help pursue your long-term financial goals.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Jackson National Asset Management, LLC ("JNAM") is an investment adviser registered with the U.S. Securities and Exchange Commission. JNAM is also a commodity pool operator registered with the U.S. Commodity Futures Trading Commission and is a member firm of the National Futures Association. JNAM is the investment adviser to the "Funds," which are investment companies (sub-accounts) that underlie the Jackson variable products. JNAM is an exempt transfer agent. Nothing contained herein is investment advice, and nothing contained herein is a solicitation for investment advisory services or the sale of commodity pool interests. JNAM is an affiliate of Jackson National Life Distributors LLC and Jackson National Life Insurance Company.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

In certain states, we reserve the right to refuse any subsequent premium payments.

Death benefits terminate if contract value falls to zero and upon spousal continuation.

Perspective Advisory II Variable and Fixed Annuity (VA790, ICC17 VA790, VA790-FB1, ICC17 VA790-FB1) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York, (VA790NY, VA790NY-FB1) by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. This product has limitations and restrictions. Jackson issues other variable annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company®.

Firm and state variations may apply.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMV18875IO 10/19

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Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951