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Variable Annuities

We understand that your investment and retirement plans are unique and may change over time. Regardless of where you are along life's journey, Jackson® provides variable annuity options designed to help you pursue your financial goals.

The variety of investment choices and tax deferral* featured in each of our variable annuity offerings can support your investing and retirement objectives. It's important to work with your financial professional to select a variable annuity that suits your individual financial needs and comfort with risk.

*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA. It also may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.


What is a Variable Annuity? Variable annuities are long-term, tax-deferred investments designed for retirement, involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Elite Access®

Father and son fishing from a deck

An investment only variable annuity (IOVA) designed to help increase return potential and manage risk through a diversified variable annuity investment platform. Elite Access features traditional investments, alternative assets and strategies, tactical and risk management, and Guidance Portfolios — all optimized through the benefit of tax deferral.

Elite Access AdvisorySM

Retired couple kayaking

A variable annuity designed to help increase return potential and allow you to manage risk throughout all phases of the economic cycle.

Perspective II®

Couple sitting on a rock overlooking a lake

A variable annuity with optional benefits for an additional charge that combines the growth potential of a wide range of investment options with benefits designed for guaranteed lifetime income and the opportunity to leave a legacy. Perspective II offers the power of tax-deferred earnings in a single, customizable retirement plan.

Perspective AdvisorySM

Retired couple and grandchild

A variable annuity with optional benefits for an additional charge that combines the growth potential of a wide range of investment options with benefits designed for guaranteed lifetime income and the opportunity to leave a legacy. Perspective Advisory offers the power of tax-deferred earnings in a single, customizable retirement plan.

A Wealth of Knowledge
Center for Financial Insight®

From financial basics to the latest hot topics, The Center for Financial Insight provides educational information about investing and retirement.

Build a Foundation
Pillars

Partner with a professional to help pursue your long-term financial goals.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company® or Jackson National Life Insurance Company of New York® and do not apply to the principal amount or investment performance of a variable annuity's separate account or its underlying investments.

Variable annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These contracts have limitations and restrictions including possible withdrawal charges and excess interest adjustments (interest rate adjustments in New York) where applicable. Please contact the Company for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

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Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951