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Elite Access Advisory II®

Product Details

Contract Specifications

Ages and Amounts:
  • Maximum issue age: 85
  • Minimum initial premium: $25,000
  • Minimum additional premium: $500 ($50 per month for automatic payment plan)
  • Maximum annuitization age: 95*
Fees and Charges:
Contract Expenses:
  • Monthly contract charge: $20/month or $240/year

Standard Benefits

Elite Access Advisory II offers investment and portfolio options to help you navigate the economic cycle:

  • Investment Options – Choose from more than 130 investment options. Expense range 0.53%-2.16% (as of June 24, 2019). Includes subaccount management and administration fees, distribution fees, and other expenses deducted from fund assets.
  • Investment Selections – Select up to a maximum of 99 investments to build your unique portfolio.
  • Dollar Cost Averaging – Set up an automatic payment plan to transfer assets from one investment option to another on a monthly, quarterly, semiannual, or annual basis.
  • Trading – Trade/transfer up to 25 days per year with no transfer fees or immediate tax implications.§
  • Rebalancing – Choose monthly, quarterly, semiannual, or annual portfolio rebalancing to ensure you’re invested in the way you want to be. Rebalancing will not count against the maximum amount of trades per year and will not trigger any immediate tax implications.

* The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

The range is based on the estimated expenses reflected for each of the portfolios in the current prospectus and subsequent prospectus supplements. Please see the prospectus to determine the charge associated with a specific investment option.

Systematic investment programs do not assure a profit or protect against loss in a declining market. They involve continuous investing regardless of fluctuating price levels. You should consider your ability to continue investing through periods of fluctuating market conditions.

§To prevent abusive trading practices, Jackson restricts the frequency of transfers among variable investment options, including trading out of and back into the same subaccount within a 15-day period.

Long-Term Smart
Glasses sitting on top of papers

Examine the potential benefits of asset allocation while navigating turbulent markets.

Build a Foundation
Pillars

Partner with a professional to help pursue your long-term financial goals.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

The latest income date allowed is age 95, which is the required age to annuitize or take a lump sum. Please see the prospectus for important information regarding the annuitization of a contract.

The standard death benefit is equal to contract value on the date of the claim and does not include any additional guarantees.

In certain states, we reserve the right to refuse any subsequent premium payments.

Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.

The investment companies (subaccounts) offered in Elite Access Advisory II are registered as investment companies under the Investment Company Act of 1940, as amended ("1940 Act"), and their shares are registered under the Securities Act of 1933, as amended. There are many differences among 1940 Act registered subaccounts and unregistered hedge funds, including but not limited to liquidity, restrictions on leverage and diversification, fund reporting and transparency, fees, and availability.

Fixed accounts are not available on Elite Access Advisory II.

Elite Access Advisory II Variable Annuity (VA785, VA785-FB1, ICC18 VA785, ICC18 VA785-FB1) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and in New York (VA785NY, VA785NY-FB1) by Jackson National Life Insurance Company of New York® (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. This product has limitations and restrictions. Jackson® issues other variable annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

Firm and state variations may apply.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMV21088PD 06/19

© 2019. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951