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Between your first job and retirement, you may be focused on saving for life-changing events such as marriage, children, a new home, or college educations. But it's also important to financially prepare for the future when your priorities could shift to include things like traveling, enjoying leisure activities, covering healthcare expenses, and leaving a legacy for your loved ones.

At Jackson®, we take seriously the responsibility of providing financial products to get you to and through retirement. That's why we continue to develop competitively priced annuities designed for a wide variety of investing goals and tolerance for risk. We're also proud to provide you with world-class customer service* at every step along your investing journey.

*Service Quality Measurement (SQM) Group, 2004, 2006-2014


What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Variable annuities involve investment risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Variable Annuities

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Variable annuities from Jackson allow you to customize your portfolio allocation and offer multiple choices to support your investing and retirement income goals.

Fixed Index Annuities

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Jackson fixed index annuities provide the powerful combination of protection, growth, and flexibility through index-linked interest to help you pursue your long-term financial objectives.

Fixed Annuities

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Jackson offers fixed annuities as a conservative option for growing your nest egg without exposing your assets to stock market volatility.

Annuity Myths & Realities
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If you've come across conflicting information about annuities, let us shed some light.

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Partner with a professional to help pursue your long-term financial goals.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact your representative or the Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.

Fixed index annuities are not available in New York.

Fixed index annuities are also known as fixed annuities with index-linked interest.

The Latest Income or Maturity Date allowed under these contracts is the owner's age 95, which is the required age to annuitize or take a lump sum.

Variable annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable annuities are distributed by Jackson National Life Distributors LLC, member FINRA. May not be available in all states and state variations may apply. These contracts have limitations and restrictions including possible withdrawal charges and excess interest adjustments (interest rate adjustments in New York) where applicable. Please contact the Company for more information.

Fixed index annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. Not available in all states and state variations may apply. Depending on the product, additional premium may be permitted in the first contract year. These products are fixed annuities that do not participate in any stock or equity investments. Limitations and restrictions apply, including withdrawal charges and possible recapture charges on some products. Recapture charges may not apply in all states. During the Indexed Option Period, the annuity's cash withdrawal value may be less than the initial premium. For costs and complete details, contact your representative or the Company. Fixed index annuities may not be suitable for everyone. Contact your representative to help determine if a Jackson fixed index annuity is right for your situation.

Fixed annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). May not be available in all states and state variations may apply. These contracts have restrictions and limitations, including withdrawal charges and possible excess interest adjustments. Jackson issues other annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMX16067 07/16

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Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951