The Power Of Locking In Gains. The ability to lock in gains without the risk of losing money during market downturns can be a powerful tool in your retirement planning.
Select Annual Reset is a fixed index annuity that combines the protection of a fixed annuity with the potential growth of additional interest that is linked to the return of an index. It can provide the guarantees you need to create a lasting retirement plan while giving you the flexibility to meet changing needs.
What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
Why Select Annual Reset?
Select Annual Reset fixed index annuity offers the powerful combination of protection, growth, and flexibility to pursue retirement goals.
Explore each option below (+) to learn more about the features and benefits of Select Annual Reset.
Having a foundation that you know will be there when you need it allows you to focus on growing your future retirement income. Select Annual Reset provides you protection from potential market risk, plus guarantees to not outlive your income and a legacy for your heirs.
Market uncertainty has investors looking to manage risk while seeking growth potential. Select Annual Reset gives you potential additional interest tied to an index, a way to calculate that interest, and the added benefit of tax-deferred earnings.*
*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or an IRA, and may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.
You may elect to convert your Select Annual Reset withdrawal value into a stream of income using one of several available options, including a lifetime income option that provides monthly payments for life.†
†The Maturity Date allowed under the contract is the owner's age 95, which is the required age to annuitize or take a lump sum.