Choices For Growth Opportunities. With Select Annual Reset, you have options to help create a plan which suits your goals to grow your retirement income. Not only can you pick from two index option periods (5 or 7 years, subject to availability), but you also have two indexes to choose from. Allocate your premium in full to either index, or elect to divide it in whole percentages among both. Both indexes are unmanaged, do not include the payment or reinvestment of dividends in the calculation of performance, and are not available for direct investment.
What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
The S&P 500 Index
For growth opportunities that are centered mostly on the U.S. market, you may want to consider the S&P 500 Index. The S&P 500 Index is a market capitalization-weighted index of 500 stocks selected by the S&P Dow Jones Indices U.S. Investment Committee. The S&P 500 focuses on the large-cap sector of the market, and companies in the S&P 500 are considered leading companies in leading industries. Widely regarded as a single gauge of the U.S. equities market, this index includes companies in leading industries of the U.S. economy. Although the S&P 500 Index focuses on the large-cap segment of the market, with approximately 75% coverage of U.S. equities, it is also used as a proxy for the total U.S. market.
If you are looking for growth opportunities that provide more international exposure, consider the Multi-Strategy Index. The Multi-Strategy Index is a proprietary index created by and for the sole use of Jackson. The index includes stocks from large, mid-sized, and smaller U.S. and international companies, based on market capitalization. This index seeks broad diversification* across its five distinct strategies to help ensure a consistent management style.
*Diversification does not assure a profit or protect against loss in a declining market. Portfolios that have a greater percentage of alternatives may have greater risks, especially those including arbitrage, currency, leveraging and commodities. This additional risk can offset the benefit of diversification.