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Select Annual Reset®

Crediting Options

Crediting Methods Designed To Help You Earn More. Select Annual Reset uses the Annual Reset Point-to-Point crediting method to link your earnings to the index or indexes of your choice, giving you the opportunity for additional interest to grow your retirement.


What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
age 59½.

Annual Reset Point-to-Point

Hypothetical index value chart infographic. Annual Reset Point tends to perform better when the selected index declines early in the period,but then rebounds later in the year, or in moderate but steadily increasing periods. It compares the index value at the beginning of each year with the value at the end. When the ending value is higher, the percentage increase is multiplied by the Index Participation Rate, or IPR, and credited (up to the Cap) to your contract.

Charts are hypothetical examples only and are not representative of future performance. Past performance is no guarantee of future results.

Understanding Annuities
Cup of coffee with pen and bar graphs

Examine the potential benefits of fixed index annuities (FIAs) as part of a balanced, long-term portfolio plan.

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Partner with a professional to help pursue your long-term financial goals.

Fixed index annuities are not available in New York.

Fixed index annuities are also known as fixed annuities with index-linked interest.

Select Annual Reset Modified Single Premium Deferred Fixed Index Annuity (contract form number FIA350) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. Not available in all states and state variations may apply. This product is a fixed annuity that does not participate in any stock or equity investments and has limitations and restrictions, including withdrawal charges. During the Indexed Option Period, the annuity's cash withdrawal value may be less than the initial premium. For costs and complete details, contact your representative or the Company.

The design of these annuity contracts emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information. Fixed index annuities may not be suitable for everyone.

The design of these annuity contracts emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information. Fixed index annuities may not be suitable for everyone.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMI16062CO 07/16

© 2017. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951