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MarketProtector Advisory®

Index Options

Choices For Growth Opportunities. With MarketProtector Advisory, you have choices to help create a plan which suits your goals to grow your retirement income. Not only can you pick from the available Index Option Periods* (subject to firm and state variations), but you also have two choices of 100% equity indexes. Allocate your premium in full to any index, or elect to divide it in whole percentages among both. Choose a U.S. market focus with the S&P 500® or diversify your growth potential with the MSCI EAFE, which measures international equity performance.

Both indexes are unmanaged, do not include the payment or reinvestment of dividends in the calculation of performance, and are not available for direct investment.

*The availability of each Indexed Option period varies by issue age, bank and broker/dealer, and is subject to change. Jackson reserves the right to suspend the availability of an Indexed Option period at any time. A client should give careful consideration to his or her individual situation, needs and goals before purchasing fixed annuity with index-linked interest. A client's age and liquidity needs are particularly important when considering Indexed Option periods of longer duration.

What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
age 59½.

The S&P 500 Index

For growth opportunities that are centered mostly on the U.S. market, you may want to consider the S&P 500 Index. The S&P 500 Index is a market capitalization-weighted index of 500 stocks selected by the S&P Dow Jones Indices U.S. Investment Committee. The S&P 500 focuses on the large-cap sector of the market, and companies in the S&P 500 are considered leading companies in leading industries. Widely regarded as a single gauge of the U.S. equities market, this index includes companies in leading industries of the U.S. economy. Although the S&P 500 Index focuses on the large-cap segment of the market, with approximately 75% coverage of U.S. equities, it is also used as a proxy for the total U.S. market.


If you are looking for growth opportunities that provide more international exposure, consider the MSCI EAFE Index. This global equity index was created to reflect the performance of large- and mid-cap securities in 21 developed markets in Europe, Australasia, and the Far East (EAFE). As of September 2017, it had over $1.9 trillion in benchmarked assets, more than 900 constituents, and covered approximately 85% of the free float-adjusted market capitalization in each country. It was constructed with MSCI's Global Investable Market Index (GIMI) methodology, which accounts for variations in conditions across regions, market-cap segments, sectors and styles.

Planning Calculators
Calculator with pen and pie chart

Use these calculators to help you create a retirement plan that suits your long-term goals.

Understanding Annuities
Cup of coffee with pen and bar graphs

Examine the potential benefits of fixed index annuities (FIAs) as part of a balanced, long-term portfolio plan.

Build a Foundation

Partner with a professional to help pursue your long-term financial goals.

Fixed index annuities are not available in New York.

Fixed index annuities are also known as fixed annuities with index-linked interest.

MarketProtector Advisory is not available in California.

MarketProtector Advisory Individual Modified Single Premium Deferred Fixed Annuity With Index-Linked Interest Option and Market Value Adjustment (contract form numbers FIA265, ICC19 FIA265) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. This product is a fixed annuity that does not participate in any stock or equity investments and has limitations and restrictions, including market value adjustments (may not be applicable in all states). During the Indexed Option Period the annuity's cash withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. For costs and complete details, contact your representative or the Company.

The design of this annuity contract emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information. Fixed index annuities may not be suitable for everyone.

The S&P 500 Index is a product of S&P Dow Jones Indices LLC ("S&P DJI"), and has been licensed for use by Jackson National Life Insurance Company ("Jackson"). Standard & Poor's®, S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by S&P DJI and sublicensed for certain purposes by Jackson. MarketProtector Advisory is not sponsored, endorsed, sold or promoted by S&P DJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

MSCI EAFE is recognized as the preeminent benchmark in the U.S. to measure international equity performance. It is comprised of MSCI country indices that represent developed markets outside of North America, consisting of Europe, Australasia, and the Far East. The Product referred to herein is not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such Products or any index on which such Products are based. The Contract contains a more detailed description of the limited relationship MSCI has with Jackson National Life Insurance Company and any related Products.

All indexes are unmanaged and not available for direct investment. The payment of dividends is not reflected in the index return.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMI19840IO 10/19

© 2020. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951