Combine Growth With Guaranteed Protection. Finding growth opportunities while avoiding market uncertainties can be a challenge to your overall retirement plan.
Elite Choice Rewards is a fixed index annuity that offers a bonus provision as well as the potential growth of additional interest that is linked to the return of an index. It can provide the guarantees you need to create a lasting retirement plan while giving your contract value an extra boost when you need it most — at the beginning of your chosen term.
What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
Why Elite Choice Rewards?
Elite Choice Rewards fixed index annuity offers the powerful combination of protection, growth, and flexibility to pursue retirement goals.
Explore each option below (+) to learn more about the features and benefits of Elite Choice Rewards.
Having a foundation that you know will be there when you need it allows you to focus on growing your future retirement income. Elite Choice Rewards provides you protection from potential market risk, plus guarantees to not outlive your income and a legacy for your heirs.
Market uncertainty has investors looking to manage risk while seeking growth potential. Elite Choice Rewards gives you potential additional interest tied to an index, multiple ways to calculate that interest, and the added benefit of tax-deferred earnings.*
*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or an IRA, and may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.
You may elect to convert your Elite Choice Rewards withdrawal value into a stream of income using one of several available options, including a lifetime income option that provides monthly payments for life.†
† The Maturity Date allowed under the contract is the owner's age 95, which is the required age to annuitize or take a lump sum.