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Elite Choice Rewards®

Educational Library

The Power Of Knowledge. To assist in your investing journey, we're providing informative printable resources to help you learn more about topics related to Elite Choice Rewards. We update materials regularly, so keep checking back.


What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
age 59½.

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Fixed index annuities are not available in New York.

Fixed index annuities are also known as fixed annuities with index-linked interest.

Elite Choice Rewards Single Premium Deferred Fixed Annuity with Index-Linked Interest and Bonus Provision (contract form number ICC13 FIA450, FIA450) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. Not available in all states and state variations may apply. This product is a fixed annuity that does not participate in any stock or equity investments and has limitations and restrictions, including withdrawal and recapture charges (not applicable in all states). During the Indexed Option Period, the annuity's cash withdrawal value may be less than the initial premium. For costs and complete details, contact your representative or the Company.

The design of these annuity contracts emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information. Fixed index annuities may not be suitable for everyone.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMI16072EL 09/17

© 2019. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951