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Jackson AscenderPlus Select®

Introduction

Manage Risk While Seeking Growth. Low interest rates, the need to out-pace inflation, and the availability of traditional retirement income, such as Social Security or pensions, can be challenges to retirement planning. Finding a retirement product that can overcome those challenges while providing lifetime income is an important step in building your overall retirement strategy.

Jackson AscenderPlus Select is a fixed index annuity that combines the protection of a fixed annuity with the potential growth of additional interest that is linked to the return of an index. It can provide the guarantees you need to create a lasting retirement plan while giving you the flexibility to meet changing needs.


What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
age 59½.

Why Jackson AscenderPlus Select?

Fixed Index Annuity Chart Jackson AscenderPlus Select fixed index annuity offers the powerful combination of protection, growth, and flexibility to pursue retirement goals.

Explore each option below (+) to learn more about the features and benefits of Jackson AscenderPlus Select.

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Protection: Guarantees You Can Count On

Having a foundation that you know will be there when you need it allows you to focus on growing your future retirement income. Jackson AscenderPlus Select provides you protection from potential market risk, plus guarantees to not outlive your income and a legacy for your heirs.

Growth: Select Your Index and Crediting Method

Market uncertainty has investors looking to manage risk while seeking growth potential. Jackson AscenderPlus Select gives you potential additional interest tied to the return of an index, multiple ways to calculate that interest, and the added benefit of tax-deferred earnings.*

*Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or an IRA, and may not be available if the annuity is owned by a "non-natural person" such as a corporation or certain types of trusts.

Flexibility: Options to Fit Your Needs

Living longer means that you need your retirement income to stretch further and last longer. Jackson AscenderPlus Select offers you flexible retirement income options including a Lifetime Income Rider, a variety of contract terms, and access to your money to help with unexpected life events.

Lifetime Income Rider, LifePay®, is available for an additional charge.

The availability of each Indexed Option Period varies by product, bank and broker/dealer, and is subject to change. You should give careful consideration to your individual situation, needs and goals before purchasing a fixed index annuity. Your age and liquidity needs are particularly important when considering Indexed Option Periods of longer duration.

Planning Calculators
Calculator with pen and pie chart

Use these calculators to help you create a retirement plan that suits your long-term goals.

Understanding Annuities
Cup of coffee with pen and bar graphs

Examine the potential benefits of fixed index annuities (FIAs) as part of a balanced, long-term portfolio plan.

Build a Foundation
Pillars

Partner with a professional to help pursue your long-term financial goals.

Fixed index annuities are not available in New York.

Fixed index annuities are also known as fixed annuities with index-linked interest.

Jackson AscenderPlus Select Modified Single Premium Deferred Fixed Annuity With Index-Linked Interest (contract form numbers ICC15 FIA150, FIA150) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC. Not available in all states and state variations may apply. This product is a fixed annuity that does not participate in any stock or equity investments and has limitations and restrictions, including withdrawal charges. During the Indexed Option Period the annuity's cash withdrawal value may be less than the initial premium. Additional premium is permitted in the first contract year. For costs and complete details, contact your representative or the Company.

The design of these annuity contracts emphasizes the protection of credited interest rather than the maximization of interest rate crediting. Jackson issues other annuities with similar features, benefits, limitations and charges. Discuss them with your representative or contact Jackson for more information. Fixed index annuities may not be suitable for everyone.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company.

Jackson® is the marketing name for Jackson National Life Insurance Company® and Jackson National Life Insurance Company of New York®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMI16070I 07/16

© 2017. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951