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Jackson RateProtectorSM


Guaranteed Choices For Long-term Planning. Finding a conservative retirement product with guarantees that allow you to prepare for retirement with confidence can be an important part of your long-term needs.

The Jackson RateProtector fixed annuity offers 3-, 5-, and 7- year withdrawal schedules. Discuss the options with your financial professional to find the product that's right for you.

What is an Annuity? An annuity is a long-term, tax-deferred vehicle designed for retirement. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before
age 59½.

Why the Jackson RateProtector?

Rate Protector process Fixed annuities offer four important elements that can help you grow your retirement future; preservation of principal,* competitive interest rates, and death benefit protection. Jackson RateProtector gives you the flexibility to choose additional options to suit your goals.

Guarantees — Keep your nest egg whole without worrying about the volatility of the market. Jackson RateProtector is a fixed annuity providing protection with a fixed rate of interest on your money. Assuming you do not take withdrawals, your money is guaranteed to grow every year.

Tax Deferral — Income taxes can put cracks in your nest egg. Jackson RateProtector can be a strategic choice that helps you keep more of what's yours.§

Legacy Control — Your entire accumulated value will be paid to your beneficiaries, who can elect to receive their benefits in a lump sum or series of payments. Or, if you prefer, you can preselect how the death benefit will be paid to your beneficiaries (available with nonqualified and IRA contracts only).

*During the withdrawal charge period, the annuity's cash withdrawal value may be less than the principal allocation.

Interest credited daily.

Guarantees are backed by the claims-paying ability of Jackson National Life Insurance Company®.

§Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA. It also may not be available if the annuity is owned by a "non-natural person," such as a corporation or certain types of trusts.

Understanding Annuities
Cup of coffee with pen and bar graphs

Examine the potential benefits of fixed annuities (FAs) as part of a balanced, long-term portfolio plan.

Build a Foundation

Partner with a professional to help pursue your long-term financial goals.

The Jackson RateProtector Single Premium Deferred Fixed Annuity with Market Value Adjustment (contract form numbers A520, ICC19 A520) is issued by Jackson National Life Insurance Company® (Home Office: Lansing, Michigan). These products may not be available in all states and state variations may apply. These contracts have limitations and restrictions, including withdrawal charges and market value adjustment. Jackson issues other annuities with similar features, benefits, limitations and charges. Contact Jackson for more information.

Jackson® is the marketing name for Jackson National Life Insurance Company®.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
Not a deposit • Not insured by any federal agency

CMF22269I 06/19

© 2020. All rights reserved
Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951