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Leadership

Steve P. Binioris
Steve P. Binioris
Senior Vice President, Asset Liability Management

Steve Binioris is responsible for Jackson's asset/liability management program, including the development and execution of the company's financial risk management plan. He has a bachelor's degree in mathematics from the University of Waterloo. Binioris is a Fellow of the Society of Actuaries and holds the Chartered Financial Analyst designation.

Andrew J. Bowden
Andrew J. Bowden
Senior Vice President, General Counsel

Drew Bowden oversees the legal and compliance departments of Jackson and its North American affiliates. Previously, he served as the director of the Office of Compliance Inspections and Examinations at the U.S. Securities and Exchange Commission. Bowden holds a JD from the University of Pennsylvania.

Greg P. Cicotte
Greg P. Cicotte
Executive Vice President, Chief Distribution Officer

Greg Cicotte oversees product, marketing and distribution strategy and execution across Jackson's U.S. businesses. He earned a bachelor's degree from Eastern Michigan University and holds FINRA Series 6, 7, 24, 26, 63 and 65 registrations.

Michael A. Costello
Michael A. Costello
Senior Vice President, Controller and Treasurer

Mike Costello manages and directs the financial reporting, investment accounting, treasury and planning functions for Jackson. He has a BBA and an MBA from the University of Michigan and is a Certified Public Accountant.

Brad O. Harris
Brad O. Harris
Senior Vice President, Chief Risk Officer

Brad Harris is responsible for operational and financial risk oversight of Jackson and its North American affiliates. He earned a bachelor's degree in mathematics from the University of Kentucky and is a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries.

Mark B. Mandich
Mark B. Mandich
Chief Executive Officer, PPM America

Mark Mandich leads the team that manages Jackson's investment portfolio and is responsible for the day-to-day operations of PPMA. He earned a bachelor's degree in accounting from Valparaiso University and is a Certified Public Accountant.

Machelle A. McAdory
Machelle A. McAdory
Senior Vice President, Chief Human Resources Officer

Machelle McAdory manages Jackson's human resource function, including recruiting, associate relations, rewards, training, quality assurance and field HR. She earned a BS from Kettering University and an MBA from the University of Michigan.

Keith R. Moore
Keith R. Moore
Senior Vice President, Group Chief Technology Officer

Keith Moore is responsible for the technical strategy, execution and day-to-day operations of Prudential Global Data Services (PGDS), which implements, operates and services the technical infrastructure for Prudential plc's U.S. and U.K. operations. He has a BBA from Lawrence Technological University.

P. Chad Myers
P. Chad Myers
Executive Vice President, Chief Financial Officer

Chad Myers is responsible for overseeing all aspects of the financial operations of the company. He has a BS from Claremont McKenna College and holds the Chartered Financial Analyst designation.

Mark Nerud
Mark D. Nerud
President and Chief Executive Officer, JNAM

As the President and Chief Executive Officer of Jackson National Asset Management, he oversees the day-to-day operations and investment management functions, including oversight and selection of sub-advisors. He earned a BA in economics from St. Olaf College.

Emilio Pardo
Emilio Pardo
Senior Vice President, Chief Marketing and Communications Officer

Emilio Pardo is responsible for the strategy and direction of all branding, marketing and communications activities across Jackson and its affiliated and subsidiary companies. He earned a BS from the University of Maryland.

Laura L. Prieskorn
Laura L. Prieskorn
Senior Vice President, Chief Administrative Officer

Laura Prieskorn is responsible for all departments and functions within Jackson's operational areas. She has a BS from Central Michigan University.

Scott E. Romine
Scott E. Romine
President and Chief Executive Officer, NPH

Scott Romine oversees the strategy and direction of National Planning Holdings®, Inc. (NPH), Jackson's affiliated broker-dealer network. He earned a bachelor's degree in business administration from California Lutheran University and an MBA from Pepperdine University.

Kenneth H. Stewart
Kenneth H. Stewart
Senior Vice President, Corporate Development

Ken Stewart is responsible for corporate development, including mergers and acquisitions, and strategic-related initiatives. He holds a BBA from the University of Wisconsin and is a Certified Public Accountant.

Marcia L. Wadsten
Marcia L. Wadsten
Senior Vice President, Chief Actuary

Marcia Wadsten is responsible for all actuarial functions at Jackson. She holds a BS in mathematics from Valparaiso University and a master's degree in applied mathematics from Purdue University. Wadsten is a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries.

Bonnie G. Wasgatt
Bonnie G. Wasgatt
Senior Vice President, Chief Information Officer

Bonnie Wasgatt is responsible for Jackson's Systems Innovation Group supporting Jackson as well as its subsidiaries and affiliates. She has a bachelor's degree in history from West Virginia Wesleyan College and holds her Fellow, Life Management Institute certification.

Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the variable insurance product, including its underlying investment options. The current prospectus (or for the variable insurance products the contract prospectus and underlying fund prospectuses, which are contained in the same document) provides this and other important information. Please contact your representative or the Company to obtain the prospectus(es). Please read the prospectus(es) carefully before investing or sending money.

NPH and Jackson are wholly owned by Prudential plc (NYSE: PUK), a company incorporated in England and Wales. Prudential plc and its affiliated companies constitute one of the world's leading financial service groups. It provides insurance and financial services directly and through its subsidiaries and affiliates throughout the world. Prudential plc is not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America.

Jackson National Asset Management, LLC ("JNAM") is an investment adviser registered with the U.S. Securities and Exchange Commission. JNAM is also a commodity pool operator registered with the U.S. Commodity Futures Trading Commission and is a member firm of the National Futures Association. JNAM is the investment adviser to the "Funds," which are investment companies (subaccounts) that underlie the Jackson variable products. Nothing contained herein is investment advice, and nothing contained herein is a solicitation for investment advisory services or the sale of commodity pool interests. JNAM is an exempt transfer agent. JNAM is an affiliate of Jackson National Life Distributors LLC and Jackson National Life Insurance Company.

PPM America, Inc. is a registered investment advisor and an affiliate of Jackson National Life Distributors LLC and Jackson National Management LLC. PPM America, Inc. is an indirect wholly-owned subsidiary of Prudential plc.

Annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York, annuities are issued by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York). Variable products are distributed by Jackson National Life Distributors LLC. May not be available in all states and state variations may apply. These products have limitations and restrictions. Contact the Company for more information. Jackson is the marketing name for Jackson National Life Insurance Company and Jackson National Life Insurance Company of New York.

• Not FDIC/NCUA insured • Not bank/CU guaranteed • May lose value •
• Not a deposit • Not insured by any federal agency •

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WPR893 04/17

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Jackson National Life Insurance Company
1 Corporate Way
Lansing, MI 48951