Tax Deferral

Taxes can have a significant impact on the value of your clients’ investments over time and on the amount of after-tax income they will have in retirement. Using clear explanations and examples that avoid jargon, we provide information that shows why investments grow faster when taxes are deferred;1 how a strategy for taking withdrawals can help manage the tax burden during retirement; and how annuities can help transfer wealth in tax-advantaged ways.2

Taxable Income Management
Private Wealth & Trust

Variable annuities are long-term, tax-deferred investments designed for retirement, involve risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Annuities involve risks and may lose value.

1Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a “non-natural person” such as a corporation or certain types of trusts.

2Jackson and its affiliates do not provide legal, tax or estate-planning advice. For questions about a specific situation, please consult a qualified advisor.