Guaranteed Income

Uncertainties about saving and investing for retirement contribute to clients’ concerns about how to meet their retirement goals. How long will they live? What will the markets do? How much can they safely withdraw each year? Here, we address these topics head-on, with clear, simple examples, and explain how annuities that provide guaranteed1 income can help address these concerns.

Planning for Success
Asset Allocation
Market Volatility

Planning for Success

Ease the impact of investment shortfall from “catastrophe” to “still have enough.” Show your clients strategies for combining investing with guaranteed income.

Asset Allocation

Learn more about how changing the allocation of savings across stocks, bonds and cash impacts both returns and the volatility of clients’ investments.

Market Volatility

Although the markets can be a bumpy ride, returns for stocks have generally been positive over time, and the fear of losses should be weighed against the risk of missing out on market returns.

Variable annuities are long-term, tax-deferred investments designed for retirement, involve risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

Past performance is no guarantee of future results.

Annuities involve risks and may lose value.

1Guarantees are backed by the claims-paying ability of the issuing insurance company.