Spending Your Money in Retirement: Rumors and Reality

Help your clients examine some common misperceptions about income and spending in retirement with our free eBook.

When learning about retirement options and planning, clients can encounter lots of different perspectives—and it can sometimes be difficult to determine which ones are rumors versus which ones reflect reality. As a financial advisor, you’re in a good position to help clients make sense of it all. Download this eBook today to cut through the noise and explore with your clients how a variable annuity may make sense to help address today’s retirement realities.

Variable annuities are long-term, tax-deferred investments designed for retirement, involve risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½. 

In certain states, we reserve the right to refuse any subsequent premium payments.

Annuities involve risks and may lose value. 

Get the Resources You Need

Our library of proprietary resources supports you in guiding conversations with your clients.

We help you to clearly explain concepts, from basic to complex, in a way that increases confidence and trust in your advisor/client relationships.

Lifetime Income and Asset Allocation

Lifetime Income and Asset Allocation

See how designing an asset allocation to include protected monthly income with a variable annuity can help address a hierarchy of retirement goals.

Potential Tax Advantages of Annuities

Potential Tax Advantages of Annuities

With our free eBook, show your clients how the impact of tax deferral on investment returns may allow them to invest more without spending less.

Pursuing Portfolio Goals with Tax-Deferred Investing

Pursuing Portfolio Goals with Tax-Deferred Investing

See how tax deferred investments can increase faster than taxable investments, and how variable annuities allow clients to hold investments in a way that can defer taxes until income is taken from the annuity.