Potential Tax Advantages of Annuities

With our free eBook, show your clients how the impact of tax deferral on investment returns may allow them to invest more without spending less.

There are various ways to save more by reducing current spending, but there is one strategy to save more for retirement that may not be so obvious to clients: deferring income taxes owed on interest earned on their investments. Download our free eBook to help you discuss how tax deferral1 works with your clients and how, as a tax-deferred investment, variable annuities can be a strategic way to take advantage of those potential benefits.

Variable annuities are long-term, tax-deferred investments designed for retirement, involve risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

1Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401(k) or IRA, and may be found at a lower cost in other investment products. It also may not be available if the annuity is owned by a “non-natural person” such as a corporation or certain types of trusts.

Annuities involve risks and may lose value. 

Get the Resources You Need

Our library of proprietary resources supports you in guiding conversations with your clients.

We help you to clearly explain concepts, from basic to complex, in a way that increases confidence and trust in your advisor/client relationships.