Lifetime Income and Asset Allocation

Many clients seek a comprehensive asset allocation to help them make the most of their savings and investments. With this eBook, you can foster discussion about how to enrich their lifestyle in retirement and the role that variable annuities with a guaranteed1 income component can play in their overall financial plans.

Variable annuities are long-term, tax-deferred investments designed for retirement, involve risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½. 

1Guarantees are backed by the claims-paying ability of the issuing insurance company.

Annuities involve risks and may lose value.

Optional benefits are available for an additional charge.

Get the Resources You Need

Our library of proprietary resources supports you in guiding conversations with your clients.

We help you to clearly explain concepts, from basic to complex, in a way that increases confidence and trust in your advisor/client relationships.

Spending Your Money in Retirement: Rumors and Reality

Spending Your Money in Retirement: Rumors and Reality

Help your clients examine some common misperceptions about income and spending in retirement with our free eBook.

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Potential Tax Advantages of Annuities

Potential Tax Advantages of Annuities

With our free eBook, show your clients how the impact of tax deferral on investment returns may allow them to invest more without spending less.

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Pursuing Portfolio Goals with Tax-Deferred Investing

Pursuing Portfolio Goals with Tax-Deferred Investing

See how tax deferred investments can increase faster than taxable investments, and how variable annuities allow clients to hold investments in a way that can defer taxes until income is taken from the annuity.

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