Help your clients examine some common misperceptions about income and spending in retirement with our free eBook.

When learning about retirement options and planning, clients can encounter lots of different perspectives—and it can sometimes be difficult to determine which ones are rumors versus which ones reflect reality. As a financial advisor, you’re in a good position to help clients make sense of it all. Download this eBook today to cut through the noise and explore with your clients how a variable annuity may make sense to help address today’s retirement realities.


Variable annuities are long-term, tax-deferred investments designed for retirement, involve risks and may lose value. Earnings are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½.

In certain states, we reserve the right to refuse any subsequent premium payments.

Annuities involve risks and may lose value.

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